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Are You Tired of Living From Paycheck to Paycheck?

Updated on October 8, 2011

Life can be really frustrating when you are always broke, and you constantly struggle to pay your bills each month - this is the daily grind for a person with low income.

Besides winning the lottery, one of the surest ways to get out of the paycheck to paycheck struggle is to utilize the low income assistance self-sufficiency, tools are put in place by government and social service organizations.

There is a trick to getting ahead while using this tools - you have to outsmart the masses...

The trick to getting ahead with these resources, is to use them wisely; if you want to make it, you have got to be smarter than the masses who have constantly abused the system.

Check out a few of the following examples for how to get ahead using low income assistance program's self-sufficiency resources:

Use Rent Assistance Programs Wisely

If you are lucky enough to get on any of the following rental assistance programs like:

. . .make sure you get an education or job training while you are on the rental assistance program.

This will make it much easier for you to move into a higher paying job, so you will be able to afford the high cost of regular rent and you will be able to afford a nicer lifestyle.

Use Public Assistance Programs Wisely

If you receive

or any other form of public assistance, be proactive and take advantage of some of the built in self sufficiency programs like, ie: job training assistance (WIA Grant), child care assistance, transportation assistance (gas cards, bus tickets), etc.

Most government aid programs are designed to provide temporary assistance until you can make it through a tough time.

However, if you work it just right, you can use the programs to help you advance into a better lifestyle.

Use Free Job Training Programs Wisely

If you are a young adult, between the ages of 16 and 24, and you come from a low income family, or if you support yourself but you are living from paycheck to paycheck...one of the best things that you can do for yourself is utilize the free job training at Job Corps.

Sign up for Job Corps and make sure you focus on the free career training - keep your eyes on the prize.

Study hard, get yourself a part time job and stash most of the cash (Job Corps provides all of your living expenses), and by all means - do not get caught up in the nonsense of some of the other residents.

Your sole purpose should be to get away from the daily grind of paycheck to paycheck living. If you study hard, and save your money wisely... you will get there.

Casualties of the War on Poverty

Of course, some people have a poverty mentality, they are just fine with living the paycheck to paycheck shuffle, and they do not try to do anything to help themselves…. these people will alwaysbe poor.

But if you want to move into a better standard of living, these resources listed in this hub are specifically designed to help you do just that.

Use self-sufficiency resources as a hand-up, not a hand-out - this is what it means to be smarter than the masses.

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    • Xenonlit profile image

      Xenonlit 

      6 years ago

      So many people have never had to work the maze of public assistance programs. Your article offers some wise and useful advice! Well done.

    • Dee aka Nonna profile image

      Dee aka Nonna 

      6 years ago

      Very good advice. There are folk who are in a world of debt because they don't manage well; then there are those who are in trouble because they lost their jobs, maybe high medical expense, etc. There are many different reason, but having something that will help get on track will help. This is a good roadmap for those who may need a little encouragement. Great job.

    • somethgblue profile image

      somethgblue 

      6 years ago from Shelbyville, Tennessee

      I've gotten used to always being poor financially, however my life is rich in other areas and that helps. I come from a family of over achievers and they are rich financially, but what separates me from them, is that they play the social game of living slightly above their means and always have bills to pay.

      I owe nobody, beyond meager living expenses. I keep my credit card balance low, my car is paid for and gets awesome gas milage, my entertainment is basically free. I don't own a TV and never will again, I have a part time job (umpiring) that pays me cash at or over twenty an hour.

      I'm trying to set an example for the rest of the World, if you don't like our current social situation change it one person at a time.

      We can change the World, but to do so means we must live the change not cry about it.

      I always love your Hubs Rachel, they really help folks.

      Keep on writing girl your good at it!

    • shea duane profile image

      shea duane 

      6 years ago from new jersey

      great hub!

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