ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel
  • »
  • Personal Finance»
  • Frugal Living

Paying Cash for Your Vacation - You Can Do It

Updated on August 18, 2009

You might think a vacation is out of reach and that you will never have the money to take time off from work and travel somewhere. Or you could be on the other end and take a vacation every year, regardless of whether you can afford it, and probably put the whole bill on the credit card. I am here to tell you that it is possible to take a vacation and pay cash for it.

We just spent a week at the beach and it was paid for ahead of time with cash saved over a number of years. We are a one income family, living on a teacher's salary, so saving money to pay for this trip was difficult at times, but having grown up visiting the beach, I was determined to do it. The entire $3000 was saved and scrounged from small bits of money. There weren't really any large chunks or windfalls that made this trip possible. I kept a record in our savings account and there was rarely a deposit of more than $150 and it was usually much less.

I started saving for a trip to the beach about seven years ago. Yes, that is a long time to save for one trip. But I knew from the beginning that I wouldn't be going for awhile, because I didn't want to take babies or toddlers to the beach, it made me too nervous. I started by saving my change each day. I would deposit it every month and the account grew to several hundred dollars in no time. Then I started saving rebate money as well as change. Then I started earning money from my blog and started saving that too. Before I knew it, I had saved over $3000 for the trip.

Other ways you can save cash for a vacation is to sell unwanted items or pick up extra work, with the paycheck being dedicated to your vacation. I know it is hard to carve out extra money from a regular paycheck to pay for a trip somewhere. If you can do it, great but I was determined to not let my desire for the beach to impact our budget. One way to come up with extra money from your budget is to cut something out. If you normally go out for lunch twice a week, make it once and put the money saved from not eating out into savings. Or if you are contemplating spending money on something and then decide not to, put the money you were going to spend in savings for vacation.

I can honestly say that we enjoyed our vacation so much more because we had paid for it up front and saved the cash. In the past, that has not been the case. I have put vacations on credit cards (not large ones, but the same no less) and I have taken trips, wondering how I was really going to pay for it. It wasn't nearly as much fun as this trip, the first one we have ever saved cash for ahead of time. It was worth it and in the future that will be the only way we travel. It is possible to travel and pay cash, it can be done.

Comments

    0 of 8192 characters used
    Post Comment

    • profile image

      kewly79 8 years ago

      Wonderful, useful advice! Thank you so very much!!

    • profile image

      kodes 8 years ago

      This is a great way to really feel like you earned a vacation! I have a jar which I put all my quarters in when I get change - also some loose dollars too! I've probably got $500 in there now...it soon adds up!

    • profile image

      sharongail 8 years ago

      Great hub. Wonderful advice. Very helpful.

    • SimeyC profile image

      Simon Cook 8 years ago from NJ, USA

      This is a great way to really feel like you earned a vacation! I have a jar which I put all my quarters in when I get change - also some loose dollars too! I've probably got $500 in there now...it soon adds up!

    working

    This website uses cookies

    As a user in the EEA, your approval is needed on a few things. To provide a better website experience, hubpages.com uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

    For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at: "https://hubpages.com/privacy-policy#gdpr"

    Show Details
    Necessary
    HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
    LoginThis is necessary to sign in to the HubPages Service.
    Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
    AkismetThis is used to detect comment spam. (Privacy Policy)
    HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
    HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
    Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
    CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
    Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the googleapis.com or gstatic.com domains, for performance and efficiency reasons. (Privacy Policy)
    Features
    Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
    Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
    Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
    Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
    Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
    VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
    PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
    Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
    MavenThis supports the Maven widget and search functionality. (Privacy Policy)
    Marketing
    Google AdSenseThis is an ad network. (Privacy Policy)
    Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
    Index ExchangeThis is an ad network. (Privacy Policy)
    SovrnThis is an ad network. (Privacy Policy)
    Facebook AdsThis is an ad network. (Privacy Policy)
    Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
    AppNexusThis is an ad network. (Privacy Policy)
    OpenxThis is an ad network. (Privacy Policy)
    Rubicon ProjectThis is an ad network. (Privacy Policy)
    TripleLiftThis is an ad network. (Privacy Policy)
    Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
    Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
    Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
    Statistics
    Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
    ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
    Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)