- Personal Finance
Penny Pinching Penelope
When it comes to saving money there are a number of methods you can use.
Coupons & SalesYou can start by clipping coupons, browse the sales flyer's, check your Sunday newspaper, sometimes they have extra coupons and plan your shopping excursion. If any of the grocery stores have double coupon deals plus have the items on sale you could save triple. Those items you don't have coupons for instead of buying name brand, buy the store brand. You can save anywhere between ten cents up to a dollar. Before leaving, create a grocery list and don't purchase anything that isn't on the list even if it's on sale. Keep within your budget. Search the Internet for sites that offer coupons that you can print at home. Some of these sites even have coupons for stores like Target, K-Mart, Walmart, Carter's, Kohl's. The more coupons you have, the more you can save.
Ways to keep your Change Jar full. When purchasing anything from a candy bar to groceries, any change you receive back in coin form, goes in the jar. Change found when doing laundry, cleaning out pockets, housework goes in the the jar. Soda cans and bottles, rinse them out, place them in a box or plastic bag to bring to the recycling plant or store. Every two weeks or so, cash them in and put the change in the jar. By doing this, not only do you save money, you help save the environment.
Shop at yard sales, remember someone's junk can be someone's treasure. There are many churches and non profit organizations that have thrift stores. My sister in law turned me onto these. I've found name brand clothes for 3/4 of the price you would normally pay. There are new appliances like crock pots that were given as gifts and never used. The bargains are unbeatable. The money you save is worth the extra trip to find these out of the way places.
When it comes to Birthday Day and Christmas Shopping whenever you see a clearance sales if there's a potential gift grab it, wrap it, put a tag on it and one less gift to worry about. At the season's year end clearance events begin your shopping for next years wardrobe. The winter and summer clearance events can help cut down on expenses for replacing the seasonal items like shovels, hats, gloves, patio sets, lounge chairs, fire pits, grills and more. These type of purchases put you head of the game and you're saving money at the same time.
Sometimes buying in bulk can contribute to your effort to save money. Super size bottles of cleaning liquid, take a empty spray bottle, fill it up as needed. The same holds true for shampoo, conditioner, hand soap and dish liquid. Sometimes buying in bulk can save money yet at times it doesn't. Keep in mind what you spend on the normal sizes and decide if the savings warrants the bulk purchases.