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Raise $125 Today

Updated on September 8, 2012

Raise $125 today without taking out a loan. Each of us would like to be able to just round up an extra hundred and twenty-five dollars without working, and not feel guilty or like we owe someone, or have to pay taxes or like we cheated to get that money. The following are examples of ways to raise money in one day, some are common and some are not for the faint of heart. Whether you just want some extra cash for fun or you need it to pay bills, to make the ends meet, then try some of the following ideas.

First grab all the DVD's, regular and Blu-Ray that you do not watch anymore or just weren't good films because you are going to sell them. Wait, do not stop there, grab video games that the kids do not play with anymore (in any format, Xbox, PS3, PS2, Nintendo DS, etc.) and if you still have regular CD's (those things we used to listen to music from) grab the ones you don't want, you are going to sell them. In the past couple of years, due to our struggling economy, used media stores have sprouted up in malls and strip malls. You can try one of those stores, but at this moment in time, you will do better to sell these items at a pawn shop. Yes, you can just sell stuff! They still call it a "loan," but you are not intending to pick it up, so at the end of the term (usually 30 days) they keep the merchandise and re-sell it. Current rates put DVD's at a little over $1 each, Blu-Ray at over $2 each, video games depending on format you can expect as little as $1 for the DS games and as much as $6 for Xbox and PS3, PS2 games can go for $2 to $4 dollars used. I don't know of any company that pays much for used CD's anymore, but you can still get $.25 cents to $.50 cents a piece. You could sell these items on Amazon or Ebay, but you have to wait to collect the money. With all these media formats in mind, grab a few of each and you could come home today with a minimum of $25 to $35.

Next, you can find a food taste test survey. Hundreds of companies pay cash the same day to complete an in-person survey. For these types of surveys, in Minnesota we have a couple options: Food Perspectives in Plymouth and Heakin Research at the Mall of America. I have taken surveys with both and been generously rewarded. The Heakin Research study in which I participated was almost 2 years ago and the product has entered the market, it was a "Hot Pocket." For about 30 minutes and to eat as much or little as I liked, I was paid $30 cash. The other survey through Food Perspectives was about a new dessert coming to the market, and I am still not allowed to give actual details about the product, but for slightly under 2 hours of testing (taste and visual) I received $95. You receive the money before you walk out the door, there is no waiting! Depending on the product and the length of time, most taste tests pay at least $25 and some pay as much as $200.

We all have coin jars and loose change around the house. According to an article on dated April 8, 2011, and in that article according to Coinstar (the company that has coin-counting machines in grocery stores, the average American household has about $90 in loose change. Don't just grab all that change and run to the bank or grocery store, look through it first, you might have collectible coins in your stash and they could be worth more than face value. For American change, you are looking for pennies 1958 and earlier, nickels around 1950 and earlier, dimes, quarters, half dollars all 1964 or earlier and silver dollars 1976 or earlier. You can collect the coins or sell the collectible ones at a coin dealer, those amounts will vary. As for turning in your change, most banks and credit unions count change for free for account holders. By turning in your extra change, I bet you could suddenly have at least $45.

The one way that most people forget that they can raise some extra cash is to donate plasma.

Plasma Donation

If you are in general good health and looking for a consistent way to earn extra cash and you do not dread big needles, plasma donation is safe and convenient and you are giving back to society.

Plasma is taken out of your blood and the blood is returned to you. Plasma is regenerated in the body relatively quickly, so the practice is not a huge inconvenience. You shouldn't be dizzy or bedridden. Your first visit will take 2 to 3 hours. It will consist of intake evaluations, a physical and a pre-donation blood sample. They will gather your medical history from the evaluations and the blood test is for screening against communicable diseases. In general, in most states, you have to be in overall good health (you will not be excluded just for having asthma), at least age 18, about 110 pounds (or 44 kilograms) and some states do have height requirements. After the first donation, you can donate once again the same week and twice a week after that for as long as you choose. Subsequent visits usually take 30 to 45 minutes. No study shows any lasting or permanent damage to the body for consistent donation. Just like donating blood, our nations' supply of plasma depends largely upon donations from the public, so it is important to donate anyway, despite the compensation. For the first donation, the average amount of compensation is around $35, some states are lower at $25, and some are higher, as much as $60. I did not find a plasma donation site that did not pay the same day. The second donation is usually the same or slightly higher. So, in one day you can have at least $35, and assuming you make your second donation, within 72 hours you'll have another $35 to $45. Put another way, for the effort you put in today and much less time in a couple more days you'll have at least $70.

The final way to raise cash today is to adjust your (W-4) withholding. Although, obviously, you will not see the money in your pocket for 2 to 3 weeks, you can "find" or "raise" the money today. The largest percentage of the population is claiming a "0" or "1" on their W-4. That is great, you get a decent refund every spring! What most Americans don't realize is that they are lending money to the IRS (or U.S. Treasury) for FREE! When you owe the IRS they will charge you interest until paid in full. If the IRS owes you, there is NO interest paid. In the end, the IRS does not care what number you claim as long as you pay your appropriate tax amount every spring. If you adjust that number to a "2" or even a "3", you get more of your cash during the year and a smaller refund in the spring. It's your money! Many years ago, some friends of mine were going on an overseas trip. One of them told me for the 2 months before the departure, she adjusted her withholding to a "9" to receive the maximum amount of cash in each paycheck for her trip. Just before she left, she adjusted the number back to "2." Her refund the next spring was smaller. You can adjust your withholding as often as you like. For example, your annual income is around $40,000: assuming you have standard deductions for Social Security and Medicare, and you contribute some to your 401k and you have a health insurance premium and of course your standard income tax of at least 25% at that income level, simply adjusting from a "1" to a "2" will put at least $40 extra on each paycheck, also assuming 2 pay dates per month. Be sure to adjust BOTH federal and state withholding (Florida has no state income tax), it is easier to keep track. As with any financial choice, you should obviously consult a tax adviser/professional and, if applicable, your significant other before actually making any adjustments. The minimum amount you can raise today with this method is around $40.

Adding the totals at the end of each paragraph, you will see that the total is much closer to raising $200 in one day. Should you choose the plasma donation you just created income, and if you choose to adjust your tax withholding you just gave yourself a raise! The products listed from Amazon and the links at the bottom are useful resources in raising money. Whether you just wanted extra cash for fun or you really need the extra cash, these are practical steps that most people can take to put some extra money in their pockets in just one day.

Please share your success stories or other great ideas to raise significant money in one day in the comments section.


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    • profile image

      ndongfuwan nelson chia 

      4 years ago

      i wish to sale my sperms to raise extra money now for more information contact me through this number 76445402

    • profile image

      Danelle Gorra 

      5 years ago

      Taste tests and focus groups are a legitimate way to earn a bit of compensation for your time. Companies affiliated with the MRA are committed to ethical practice. My organization, ISG, has a research panel you can join to participate in a variety of research from discussion to interviews to taste tests to bulletin boards. is a central location one can go to to find research opportunities in your area.

    • CJamesIII profile imageAUTHOR


      6 years ago from Minneapolis, MN

      Thanks Glenn! I had a day in which I needed to raise some cash and I didn't want to advance a credit card or take out a loan, so it was from actual experience...Craig's List, Ebay and Amazon are great ways to liquidate property, you just have to wait sometimes to collect the funds. :)

    • Glenn Stok profile image

      Glenn Stok 

      6 years ago from Long Island, NY

      When sold my house a couple of years ago, I put a lot of stuff on Craigs List and eBay just to get rid of it rather than fill garbage dumps. But I was pleasantly surprised that I collected several hundred dollars from it all. Your Hub shows many more ways to do this. It should be helpful for people who need to raise cash. Good work.

    • CJamesIII profile imageAUTHOR


      7 years ago from Minneapolis, MN

      As of October 2011, it has been more difficult to qualify for food taste tests. Legitimate testers exist but the qualifications are often lousy or contradictory. For example, let's say Hormel wants people to test a new sausage; when you, the actual tester take the initial questions to qualify, it will ask you how often you buy or eat sausage: Once per month, twice per week, daily, etc. It may ask you when you most recently purchased sausage. You are then disqualified because you either bought it too recently or you cook it too often. I think that is both ethically wrong and deceptive practice. If a company wants to test a food product they should not be eliminating people who are connoisseurs or who already enjoy a certain food often! It is a pathetic and deceptive practice, so beware! The company named was only an example for this note and has not to my knowledge actually committed this deceptive practice. I have been disqualified from over a dozen tests in the last 4 months because of this practice, so do not be afraid to ask your food testing company for qualifying procedures, they need to be held accountable too! Good luck!

    • CJamesIII profile imageAUTHOR


      7 years ago from Minneapolis, MN

      As of 8/27/11; our economy has tanked to the point that pawn shops are now offering only $.50 to $.75 per regular DVD. Blu-ray and video games still warrant more.

    • Kosmo profile image

      Kelley Marks 

      7 years ago from California

      Thanks for reminding me about making money by donating plasma. I actually did this on a regular basis back in the 1970s. I'm surprised they still pay money for it. Anyway, I wrote a hub about 13 ways to make pocket money. I think I'll add plasma sales to the list. Thanks! Later!

    • Nell Rose profile image

      Nell Rose 

      7 years ago from England

      Hi, I sell the DVDs etc back to blockbuster, where they give us a couple of pounds, I just read somewhere else that you can sell blood and plasma! we can't do that over here! thank goodness! ha ha

    • CJamesIII profile imageAUTHOR


      7 years ago from Minneapolis, MN

      Vocalcoach: I also didn't know they bought these items until recently, so I wanted to share that info. Thanks for the comments.

    • vocalcoach profile image

      Audrey Hunt 

      7 years ago from Idyllwild Ca.

      This is a marvelous article on how to raise extra cash. I had no idea that a pawn shop would accept CD's and such. Appreciate your sharing these great tips. Rated up.

      :) vocalcoach


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