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Raising Money Fast

Updated on February 21, 2012

Your financial circumstances have changed and you need some money, and you need some money fast. What are you going to do? In days gone by the bank was the first place you would go to if you needed some cash in a hurry. However, times have changed and there are other sources you can turn to in order to get the cash you require.

Bank loan

If you need some cash it is still worth going to see your bank manager to see if you can get a loan. There are a few different types of loans available, such as fixed rate, variable rate, secured and unsecured, so before signing on the dotted line you need to make sure you have some knowledge of each type and are aware of the pros and cons of each. If you are unsure on any of the loans you need to see a financial adviser to get some advice.

The banks have tightened the purse strings and it is more difficult to get a loan now than it was a few years ago therefore you may no longer qualify for a loan.

Sell your car privately

For many people their car is the second largest and most valuable thing they own, with their home being the first. If you need cash quickly one way of getting it is to sell your car privately. If you need a car on a daily basis you can always down size or downgrade, i.e. sell you current car and buy something smaller and cheaper.

The advantage of selling an asset, such as your car, is that the money is yours and yours alone. There are no repayments to make and no interest to pay, and it won’t affect your credit rating either.

Sell unwanted jewellery

The second hand jewellery market is huge and getting rid of unwanted jewellery is almost too easy. The price of gold and silver is at an all time high however you are not going to get top dollar for your old and unwanted jewellery because the market is saturated at present. That said, if you need the cash selling all your unwanted gold, silver and jewellery is a good option.


As you can see there are various ways you can get hold of some fast money. Each method has its advantages and disadvantages and you need to weigh these up and consider them before choosing which one is best for you. When you are looking to make some fast money you need to carefully consider each source of finance, weigh up the advantages and disadvantages and then make an informed decision.


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