ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel

SAVE BIG in 2011

Updated on March 15, 2011

Act to Save

Everyone wants to save money, and there is much information available to help people do that.  People, however, are often too lazy to put that information into action.  My first tip is to get off your butt, grow up and act in order to save.  If it seems hard to follow these tips, tell yourself that you are going to devote 10 minutes to one.  Do it, and see how good it feels.

Actually, some of my tips require little action.

1.   We all have to eat.  Saving money on food is not difficult.  Sign up for coupon deals for restaurants that you frequent and products you buy.  I recently got a $1 off coupon from a web site from Blue Diamond for their almond "milk" product that I like.  It normally costs $2.50 a half gallon.

2.  At restaurants, eat half your meal and take home the rest for the next day.  Add an extra fresh vegetable, microwave all, and you have saved calories and money.

3.  Use fresh air to dry laundry.  The clothes dryer is the most costly appliance.  If towels are too stiff from line drying, put them in the dryer just 2-3 minutes to soften.  When winter cold freezes wet laundry, put a large dry towel in with wet clothes (not dark things that will get lint all over them).  It will cut drying time.  Also, hang as much as you can in the house.  There are small, folding things you can buy to hang clothes in doors.

4. Buy the cheapest shampoo and conditioner that you can.  If shampoos could do all they claim, they would have prescription drugs in them.

5.  Shop at places like Grocery Outlet (for food and household items), Ross and other discount stores (for clothes, household, shoes, etc.).

6.  If you are losing your health/medical coverage, check with the prescription drug, medical testing lab and doctors on your current plan to see if they have a discount program.  Check Walmart for prescription drugs.  I found that most of the drugs that my husband takes can be gotten for $10 for 90 day supply.  Mine, however, are not part of the formulary ( the drugs this company supplies).  I'm going to talk to my doctor about substituting drugs that are covered.

7.  Join your local "FreeCycle" organization.  Look on the Internet for "FreeCycle".  It's goal is to keep junk out of landfills by providing a safe way for people to offer and receive items.  Once you have offered an item; you can receive.  For example, if I offer a blanket that I no longer need, I can ask for something I do need.  There is no time limit on when to offer and receive.

8.  Join "Neighborrow".  It's especially effective, if you live in a large apartment complex.  You can borrow from neighbors.  Again, a system is set up to promote safety.

9.  Cook at home.  I know, it's harrrrrd.  This is where growing up is really profitable.  Make a menu for a week with substitutions that allow you to take advantage of sale items. 

Sunday: Whole chicken, cooked in a large pot with room for potatoes, green beans, red bell peppers.  Substitute whatever vegetables/grains are on sale: corn, carrots, kale, cabbage.  Try to include a green and  yellow/red/orange vegetable.  Cook as much chicken as you need to have enough left over for Monday.  Vegetables only need 5 minutes to cook.  Potatoes, longer, depending on if you cut them into small sizes or not.  Be sure to flavor this lightly, so you can use spices or sauces for your dish on Monday.

Monday --  Boil some pasta.  Did you know that you can do this in the microwave.  Just be sure to use a big enough receptacle and one that is microwave safe.  Cut the chicken left over into sections.  Don't take a lot of time, just big sections.  When the pasta is done, drain and put the chicken, pasta and some type of soup (cream of mushroom, cheese, cream of chicken) or tomato paste/sauce, spices, celery and onion back in the microwave for about 10 minutes, depending on amount of food.  Make a salad with spinach, apples and raisins with plain yogurt for dressing.  All you have to do is wash the spinach and raisins and cut the apples.  Really, it only takes a few minutes.

Tuesday  --   Meatless day, a "make your own Taco" bar.   Heat re-fried beans (canned) in the microwave (3-10 minutes depending on amount).  Put out brown olives, shredded lettuce, cheese, plain yogurt (sour cream substitute), dice tomato, cilantro, chilies, green onions, any other things you like and corn tacos. People make their own.

Wednesday  --  Beef stew.  Just like chicken, but brown beef first for flavor with onions.  Let it simmer in water depending on how tough the cut of meat is.  You can add wine, canned broth or just a bit of salt and pepper and garlic.   Cook enough beef  for Thursday.  Add whatever vegetables you like the last 10 minutes.  Add broccoli the last 2-4 minutes.  Serve with bread, if you need the calories and food.

Thursday --  Use the beef to make a Chinese style beef and vegetable dish to serve over rice.  Broccoli, onions and carrots are a good combination.  You'll need 2 pot, one for rice and one for the beef and veges.  Season with a bit of soy source.  Change the sauce to Teriyaki  for Japanese style or barbecue.  Serve with a salad, if you want more greens.

Friday -- Cook pasta, potatoes or rice.  Cook Salmon or white fish with just a bit of oil in microwave or on stove.  When fish need about 3-5 minutes more cooking time, throw in chopped vegetables like bell peppers in 2 colors, onion, green beans.  You don't want a strong tasting vegetable like broccoli in a fish dish. 

Saturday -- Pizza bar, like taco bar.  Use whole wheat pita bread, whole wheat tortillas, or other prepared base.  Spread with tomato sauce ( just before putting in oven)  and add whatever you want to put out.  If you want, you can cook some hamburger meat.  Heat in oven. 

People, lets rally, throw off laziness, save money, maybe, have fun cooking with family members and saving money.   Seriously, if you are too lazy to follow there tips, you should get checked for depression.  It's under-reported.  Mild depression can be helped, even with just exercise.  A lot of "laziness" is really people in need of help.  (You should know that 1/4 of people with serious depression cannot be helped with any know medication.  A little secret the drug companies don't want us to know.)  Mild depression often responds to changes in diet (eating more vegetables and fruit), exercise that is fun, helping others, and getting outside, especially digging in the soil.  A change of perspective can help, too.  Instead of thinking of these money saving tips as hard to do, think of them as a test, an adventure, as just taking a set amount of time ( say 20 minutes), as a zen experience, as a religious offering, any way that will get you to change your thinking.

Finally, just DO IT!


    0 of 8192 characters used
    Post Comment

    • Simone Smith profile image

      Simone Haruko Smith 

      7 years ago from San Francisco

      Great tips!


    This website uses cookies

    As a user in the EEA, your approval is needed on a few things. To provide a better website experience, uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

    For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at:

    Show Details
    HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
    LoginThis is necessary to sign in to the HubPages Service.
    Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
    AkismetThis is used to detect comment spam. (Privacy Policy)
    HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
    HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
    Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
    CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
    Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the or domains, for performance and efficiency reasons. (Privacy Policy)
    Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
    Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
    Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
    Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
    Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
    VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
    PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
    Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
    MavenThis supports the Maven widget and search functionality. (Privacy Policy)
    Google AdSenseThis is an ad network. (Privacy Policy)
    Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
    Index ExchangeThis is an ad network. (Privacy Policy)
    SovrnThis is an ad network. (Privacy Policy)
    Facebook AdsThis is an ad network. (Privacy Policy)
    Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
    AppNexusThis is an ad network. (Privacy Policy)
    OpenxThis is an ad network. (Privacy Policy)
    Rubicon ProjectThis is an ad network. (Privacy Policy)
    TripleLiftThis is an ad network. (Privacy Policy)
    Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
    Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
    Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
    Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
    ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
    Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)