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Saving Money: Back to the Piggy Bank!

Updated on July 18, 2012

In today's economy, money is very scarce. You have to limit how much you spend, and sometimes you only have enough money to pay the bills. Debt is a problem which is becoming more and more common these days. Everyone wants some money left over for them to spend on whatever they want. Here is a technique which is actually much more effective at saving money than it may seem.

Start Saving In A Piggy Bank

Yes, you heard me. Start saving money using a piggy bank. As silly as this may seem, you can save a lot of money with the piggy bank. Try to limit where you spend money. Say, try to avoid eating McDonalds one day and instead of not just spending the money, place the money in a piggy bank. Try to sacrifice recreational activities and put the money you would have spent on the activities in the piggy bank instead. In the long term, you will realize how much money you have saved up. Now you can spend that saved up money on whatever you want. Also, that saved up money can come real handy in an emergency. This method allows for a controllable way of saving. You don't have to worry about the bank, or about how much your saving up. Just keep a piggy bank close by, and every time you have even the littlest of change you should just dump it all in there. I have saved up to $800 dollars with this method, and it comes in real handy sometimes, especially for presents. Also, when I'm in the mood for a little fast food, instead of fishing money out of my wallet, I can go to my piggy bank. Or if you want to save up for something big, you can get those large piggy banks, where the only way to open them is to break them. So in the end, my point here is, a piggy bank is a very effective way to save up money. If you haven't done so, you should give it a shot right now!

Thanks for reading this post!


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    • Oilersmyth profile image

      Oilersmyth 5 years ago from Edmonton, Alberta, Canada

      Congrats! It must feel great to get to go on a shopping spree, knowing you won't fall into debt!

    • profile image

      alex 5 years ago

      I Am saving up money in my piggy bank for a shopping spree. I need new clothing and i actually found out thatyou CAN save lots of money by having piggy banks. Go to walmart and you can change your coins into bills! Good luck.

    • Oilersmyth profile image

      Oilersmyth 5 years ago from Edmonton, Alberta, Canada

      Yes. I'm glad you used the piggy bank method. It keeps a peace of mind just in case something goes wrong. Best of all, your bank can't touch your piggy bank. I'm glad you already use this technique, and that your cash flow problems were covered for. When my brother was sick, I used my piggy bank to pay the bills without him. Let's hope you don't have any other cash flow problems in the future!

    • girlonfire profile image

      girlonfire 5 years ago

      I totally agree with this. I have never stopped using a piggy bank, and I make sure I only put higher value coins. I also put in some bills now and then. Actually, I have been running into some cash flow problems in the past two months and guess what? Last year's piggy bank has been opened and is proving to be very useful!

    • Oilersmyth profile image

      Oilersmyth 5 years ago from Edmonton, Alberta, Canada

      Definitely. The "visible" part of saving in a piggy bank is something that makes it one of the best!

    • Oilersmyth profile image

      Oilersmyth 5 years ago from Edmonton, Alberta, Canada

      Exactly! Many people don't realize the money they waste on all the little things! When you add up all the money wasted on small things, there's a really big sum. I'm very happy for you, you're lucky to still be living debt-free today! I'll definitely check out your article! Thanks!

    • novascotiamiss profile image

      Novascotiamiss 5 years ago from Nova Scotia, Canada

      I totally agree with you in every aspect. At one stage my husband and myself put all the change from our wallets daily into our piggy bank and in no time it added up to a few hundred bucks. We used that money on travelling or special treats. We then became aware, how easily small amounts are wasted on things you don't need. As a frugal couple we live debt free and happy. We have most things that other people have but no unnecessary junk. Going to McDonalds once a month for a coffee and a muffin or a McFlurry is a treat for us. We feel that we appreciate the little things in life a lot more. Saving for a purchase brings you much more joy than always buying the latest gadgets on credit. You might be interested in reading my article about frugal living which explains why frugal people are not only clever but also more happy and healthy.

    • tipstoretireearly profile image

      tipstoretireearly 5 years ago from New York

      Using a piggy bank would make one's savings very visible. If that helps one save, wonderful!


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