- Personal Finance»
- Frugal Living»
- Household Expenses
Saving Money On Groceries Now
Its All About Saving Money On Groceries
When it comes to what we need as humans the list really only has three things on it. The list includes a place to live, clothes to wear and food in our stomachs.
When buying clothes we can save a lot of money by shopping at the discount stores. We live in the size of space we can afford so if it means a small apartment then thats what we do. The challenge comes in when we are trying to figure out the best way on saving money on groceries.
The world right now and everyday is about the price of food rising which makes food a challenge to buy properly.
It seems transport, production and retail are a big part as to why the price of food is on a steady increase.
The problem is we cant stop eating so we need to focus on some steps to help us make the right steps when it comes to grocery day.
The Kitchen Table Will Save You Money
Wouldnt we all love to eat at a restaurant all the time. This would avoid grocery shopping and doing any kind of dishes.
The problem is eating out can become very expensive. Pretty much any meal you buy at a restaurant while healthy or not can be prepared at home for pennies on the dollar as compared to what it would cost in the restaurant.
Even little things like coffee are much cheaper to do at home.
Of course some of the fast food places you can get a cheaper meal but at that point we need to determine how much our health means to us. We may save a few dollars now which we will spend a lot more on health care in years to come.
Know What You Are Going To Buy
Just walking down the aisles like a lost soul and filling your cart with what ever looks good is going to cost you a lot of extra money.
The problem will be when you get to the till you will quickly realize you ended up spending a lot more money then you ever planned.
The best way to stick with your budget is to know what you are going to buy before you leave your house. That means you need to have a shopping list prepared. It is a good idea to have a weeks worth of meals planned. Once you do this you can buy exactly everything you need for the planned meals.
Once you have the list and you are at the store only buy whats on the list. It is very important you don't sway and you don't buy stuff you don't need.
Only See What You Need
When it comes to saving money on groceries you need to focus and only get what you need. Grocery stores pay big money to hire experts to stage their stores so that people do a lot of impulse buying.
For the most part items that everyone needs are usually mixed in with items that can be easily done with out.
There actually are a few rules you need to follow. The biggest is to try and shop the outside walls of the grocery store and only take a quick detour for the occasional item that cant be found on the outside. If you follow these rules there is less of a chance you will be tempted to hit the aisles that are going to cost you extra money and health issues.
Shop On A Ful Stomach
One of the worst things you could do is go grocery shopping on an empty stomach. If you do this the chances are very high you will end up buying a lot of groceries that are not needed and a lot of very expensive groceries.
The answer to this really is quite simple. Just be sure to eat a good meal before you head on over to the grocery store. By doing this you will make a lot of smarter decisions because you wont feel like you need to eat everything at that moment.
Put The TV Dinners Back
In the society we live in sometimes it seems to make sense to buy the food that will save us time.
The biggest problem with eating like this is the meals are very expensive. You end up paying big money for whats termed as convenience.
The smart way to do this if you are trying to save money is buy the ingredients and prepare the meals yourself. It may involve a little added time but the money saved in the long run will be huge.
Water And Kids
You will not be saving money on groceries if you are buying bottled water. It is understandable in some cases that you wouldnt like the water that comes into your house. The thing is bottled water is very expensive and there actually is a much more affordable alternative.
The solution is to buy a good water filter. The cost of the filter in the long run will be a lot less money then the bottled water over time.
If you can the best bet would be to leave the kids at home while you go shopping. When you need to tend with kids in the grocery store you end up adding extra time to your grocery trip.
The problem is with any extra time in the store you stand a good chance of buying stuff you really dont need.
You also end up buying things that you dont need to try and keep your kids quiet. At the end of the day this will end up costing you a lot of money.
Bulk Is The Way To Go
Saving money on groceries can be huge if you are willing to start buying by bulk.
Of course you still need to educate yourself and pay attention to the prices but almost in all cases you will save quite a significant amount of money by buying the bilk packs.
The problem with the big bulk stores is they usually have a membership cost that needs to be covered and some times the bulk packs are just to much for you.
What you end up doing is buying what you think is a deal but it ends up being to much and lots gets wasted. So all you end up doing is driving your grocery cost up while throwing away groceries.
Points And Coupons
Most stores these days have some sort of rewards or point system. You need to be sure and get signed up to the program and take advantage of it.
The fact of the matter is if you take advantage of the programs you will see smaller grocery bills. Quite often the programs will offer other rewards like a free turkey on a holiday. This is something that is important to take care of. Just make sure you pay attention to dates and do what needs to be done before promotions expire.
Coupons are another easy way to cut down on your grocery bill. Its as simple as clip and save. Once you use coupons more you will find rather lucrative ones like double value on certain things.
The cool thing is you can find coupons in a lot of different places. There are many websites online that offer them and many places offline that offer them as well. So just a few minutes of research can greatly reduce your grocery bill.
Stay At Home And Dont Look Back
Try shopping around at places where the food is grown locally. These foods quite often dont have sur charges like transport attached to them.
You can find these kind of things at places like sidewalk sales and farmers markets.
Something most people dont know is the most expensive items in a grocery store are almost in all cases shelved at eye level.
Looking down is going to get you your best pricing. Something else you need to consider is products that are generic. Some people believe that generic products are different. The truth actually is most generic products are packaged and produced in the same place as name brand items.
Temptaion And Price Comparison
The products put at the ends of the aisles are there to tempt you into buying. They are there and they are convenient.
You really usually just need to move a few feet down the aisle and you will likely find a less expensive alternative for your needs. Of course we have all seen the check outs with the candy and chocolate bars. The good news with these are that many grocery stores are starting to lean in a healthy direction and are starting to eliminate the chocolate and candy base in front of each till.
Something that is very important is price comparison. the trick is comparing apples to apples. Practice does make perfect in this case. The more you comparison shop the better you will get at it.
It is important to look through fliers and study which stores are running what sales. Your regular store may be doing great to save you money but even the more expensive one at one time or another will have some sales with better deals.
Th trick is to pay attention and take action when it is warranted. If you do this you will find yourself eventually saving a lot of hard earned money.
There are many more tips and pointers when it comes to saving money on groceries.
I think I will save the rest for another day however.
The key is knowing online where to go for some of your best savings.
One of the best places can be found by clicking on Saving Money On Groceries
Or visit my blog located at Save Your Money