ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel

Secrets to Financial Success

Updated on February 26, 2019
Andrew Elliott the first profile image

This is my experience in the financial world. I share everything I have learned over the years.

So the first thing you need to do is get your mind in the right place. Your mindset is almost everything! You have to eat, sleep and breeth financial determination. You have to be willing to give up some things now so you can enjoy more later. For instance you may enjoy your fancy car with a payment. But if you want to be financially successful you may need to settle for a few years older car that you can buy cash. And instead of going out to eat all the time make it a couple times a month thing. Instead shop wisely and prep home cooked meals. There are many things you can apply this mind set to in your daily lives. For me it was things like my gym member ship instead of paying $70 a month for the gym I now use my weights in my garage. It isn't fancy but the extra money in the bank is worth it. We live in a day and age where noone has this mindset. It isn't somthing we just naturally have. We have to force ourselves to see things this way. I love going out to eat but i found when i prep my meals at home there is alot of extra money in my wallet that I can save for other things. One of the hardest things is just reprogramming your brain to think this way but this is the most important step to being financially successful.

The next thing you need to do is get a job. Everyone these days says don't get a job you can work from home. While yes there alot of ways you can work from home you need to start getting consistent income and saving every penny you can. There are always jobs out there for someone who is willing to just work hard. Once you get a job and can start saving your money up you can look into other means of income. Whether it be starting a youtube channel or selling online. There are endless ways to make money if you are willing to put in some hard work. Being a hard worker is a very rewarding thing. At the age of ten I had my own lawn care buisness. I would bike aroumd my neighborhood and use my clients equipment and would mow and trim their yards. It was very hard work but I worked hard and saved. I kept doing my lawn care even after I had a full time job at the age of 14 at the age of 16 i had my own truck, trailer, lawnmower and trimmer. I was able to maintain around six lawns plus my full time job at a tree farm. By the age of eighteen I bought a house. At nineteen I owned a truck a car a motorcycle and a boat. I achieved all of this by hard work. Now I have a office job and also have several other means of income. I invest, I sell through amazon, I have several items i sell on ebay. That being said all of these things were able to happen due to hard work and my make money save money mindset.

So along with getting a job there are several means of income. You can get into affiliate marketing which in a eggshell is when you get maybe a youtube channel or a blog and you link a product on your post. When someone uses your link to buy somthing you will receive a percentage of that sale. That is a great way to have whats called passive income where initially you put int the work. But after you put that link up it can just keep paying you. So affiliate marketing is one way for extra income. Another is investing. So investing isn't for everyone it can be stressful and it is always a roller coaster. However if you can stick through the ups and downs investing can be a great way to get extra income. Another way is drop shipping. This can be done many many different ways. You can sell through amazon fba. You can drop ship with ebay. Shopify is a popular drop shipping company. And there are many others.

Another way to make money is just selling your old items. You may have a old bike, or a lawnmower you dont need. There are many different sites that allow you to sell those items and make extra money. There is craigslist. Letgo. You can use offerup. And even facebook allows you to sell your things on their platform. So if you have any items that you don't want or need, consider selling them. I personally have made alot of income by selling old tools, and old furnature. Its a great way for side income.

You can also rent things. If you have extra rooms in your house you can do air b&b or if you have a car or vehicle you dont use. Consider renting it. There are even sites that will insure your item so if someone rents your car and wrecks it the company you used will insure you. So it's really a great way to make extra income. On those sites things like boats tools, equipment and many more things can be rented and insured.

You can also do freelance work through sites like fivver. These sites allow you to find people who need the service you provide. For instance if you do graphic design people can hire you to make them a logo for their buisness. Or if you do editing people can hire you to edit pictures or videos for them. It is a very easy way to make some extra income in a short time.

One thing many people dont talk about is retirement. That is one of the most important things you can do financially is create a IRA or 4O1K and keep plugging money into it. I put money into my IRA weekly. It is important to be able to live comfortably after you stop working. You need to think about your retirement and your future while you are young and if you haven't started yet start today! I can't express enough how important this is. It is so sad to see people struggling in their old age due to not properly planning. Start a retirement plan and save for the future so you can be well taken care of.

You have to think not only short term but long term. You need to plan for the future. It is so very important. Another important thing is starting a emergency found. So many people have somthing bad happen like their car dies and they have no idea what they are going to do. Well if you have your emergency found with a minimum of one thousand dollars you can use that money to either fix or replace your car. Or if you have a emergency and need money for the doctor you have your emergency found. See how important this step is you have to think not about today but for the unknown. Things can go bad fast so having the saftey net of that emergency found is imperative.

So get a job, start saving. Spend wisely, dont have extra payments. Limit going out. Get at least one extra income source. Save for the unknown with a emergency found. And save for your retirement. I truly hope this helped you as much as it helped me. Remember it's a mindset. Good luck!


    0 of 8192 characters used
    Post Comment

    No comments yet.


    This website uses cookies

    As a user in the EEA, your approval is needed on a few things. To provide a better website experience, uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

    For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at:

    Show Details
    HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
    LoginThis is necessary to sign in to the HubPages Service.
    Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
    AkismetThis is used to detect comment spam. (Privacy Policy)
    HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
    HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
    Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
    CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
    Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the or domains, for performance and efficiency reasons. (Privacy Policy)
    Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
    Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
    Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
    Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
    Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
    VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
    PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
    Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
    MavenThis supports the Maven widget and search functionality. (Privacy Policy)
    Google AdSenseThis is an ad network. (Privacy Policy)
    Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
    Index ExchangeThis is an ad network. (Privacy Policy)
    SovrnThis is an ad network. (Privacy Policy)
    Facebook AdsThis is an ad network. (Privacy Policy)
    Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
    AppNexusThis is an ad network. (Privacy Policy)
    OpenxThis is an ad network. (Privacy Policy)
    Rubicon ProjectThis is an ad network. (Privacy Policy)
    TripleLiftThis is an ad network. (Privacy Policy)
    Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
    Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
    Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
    Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
    ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
    Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)
    ClickscoThis is a data management platform studying reader behavior (Privacy Policy)