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10 Money Saving Tips - Stop Paying for Things You Can Get for Free

Updated on February 20, 2014

There is a subconscious tendency to think that if you're paying for something, then it has to be better than something you can get for free.

However, that may not be the case. Think about all the things you buy, that you can find for free.

If you have a hard time thinking of anything, check out my 10 suggestions below.

Stop paying for things you can get for free, and save a little more money in the process.

1. Make Peace with your Tap Water

Average 24 bottle case of 16.9 ounce bottled water: about $15.00

Instead of paying for bottled water, just drink water from your tap. I did a quick search on amazon for bottled water for a price comparison. I found Fuji water to be the most expensive for a case of 24 bottles at $32.00 (holy cow!), and the cheapest water I found on Amazon was Nestle Pure Life at $8.88.

I gather that the average case of 24, 16.9 ounce bottled water cost somewhere around $15.00 (give or take $5.00). If you were to buy a 16.9 ounce bottle of water individually (from a gas station or vending machine), it could cost somewhere around $1.00 - $2.50.

If you have access to clean tap water, save your wallet a few bucks, and the earth a few plastic bottles, and make peace with your tap water. If you are concerned about the quality of your tap water, go ahead and purchase a filter/purifier attachment for your faucet.

Most people either can't tell the difference between bottled and tap, or if they can, they actually preferred tap water over bottled water (test my theory if you're feeling skeptical).

2. Free Museum days

Average cost of 1 museum admission ticket: about $20.00

Most museums or other points of interest (zoo, concerts, tourist spots, etc.) offer a free admission day, every month or so. Yes, it will take some advance planning, but try to take advantage of these free days if you can.

Admission tickets cost, on average, somewhere around $15.00 a ticket (give or take $10), depending on the museum and where you live. Check their website to see if they offer any free times or free days coming up, and instead of paying full ticket price, see if you can go for free!

3. Paying for Pets

Buying a pet from a licensed breeder will cost hundreds of dollars.

A lot of the time you can check your local newspaper to see if anybody has listed free puppies or kittens in the classifieds section. The internet is also a good place to look and see if anyone has listed free pets.

Another good option is adoption. There can be some fees related to this, but you can check with the kennel or adoption company you're looking into.

Save that few hundred dollars you were going to use to buy a purebred whatever, and check out your newspaper or local kennel for any free animals. I would bet that you wouldn't love your pet any less if you got it for free, than if you payed for it.

Be sure to do your homework, though. Report any kind of place that looks even remotely like a puppy mill.

4. Free Books

Average cost of a book: about $17.00

If you're old school when it comes to books ( me), and still like the feel (and yes, sometimes smell) of an actual book rather than a kindle or ipad, bypass the bookstore and make a trip to your local library instead. Getting a library card is free, and you have unlimited access to thousands of books at your fingertips.

I'm a pretty avid reader, and won't ever buy a book I haven't already read. The only time I ever buy books is if I want them for my book collection, if I'm giving one as a gift, or if I think I'll reread them over and over again.

There are websites that allow you to download older, classic books for free (if you are into reading books from your computer or other form of technology). You can get other classic books for free on the iBooks app. I definitely downloaded about 13 of them.

Swapping favorites with your friends has always been my favorite way to read great books for free.

5. Exercise

Average cost of a month of gym membership: about $45.00

Believe it or not, but you don't have to pay to exercise! Remarkable right!? The average gym membership is around $40-$50 a month, that's $480-$600 a year, not including the startup fee. Cancel your gym membership and go for a run in the park with your dog, wash your car, clear out your garage, anything that requires physical activity.

You can do sit ups, push ups, jumping jacks, and other aerobics all from the comfort of your own (free) living room, and you can invest in a pair of good weights if you want to do weight lifting. One drawback of this plan is colder weather (interferes with running outside).

Plus, I always thought that actively fit people looked better than people with manufactured muscles (ie... those who spend lots of time at the gym...).

6. Library Movies

Average cost of a new DVD: about $20.00

Many libraries offer a selection of movies you can rent with your library card. Libraries won't offer the same selection you will find on netflix or blockbuster, but it could still be a good option to check out. Hey, they're free, why not? That's a few more bucks you can spend elsewhere.

7. Free Tunes

Average cost of a CD: $10.00 - $20.00

Turns out, you can check out CDs from most libraries! Who knew, right? Selections will vary from library to library, but I think it's definitely worth checking out. You will probably pay somewhere from $10.00-$20.00 for music, so save a few bucks, and rent the CD, even if it's to see if you like it.

Another good source for music is Pandora, an online radio station that lets you customize your own radio stations based on individual songs, genres, or artists. Based on your preferences, Pandora will design a radio station that plays music similar to the song, genre, or artist that you chose. It's great if you want to hear new music. I downloaded a Pandora app on my iPhone and listen to it while I cook. is another great online source for free music. You can pick individual songs that you like to create different playlists. It has a pretty great selection of music to choose from, so it's great if you want to hear specific songs.

I was recently told about Spotify. It allows you to create playlists with any song you like. You can then make your playlists public or private. If you make your playlists public, the friends you have on facebook can see what songs and playlists you've created. It's a great way to share your favorite music with your friends. If you make your lists private, only you can see the songs you list. And... it's all free!

8. Free TV shows and movies is a great place to catch up on your favorite TV show episodes you may have missed. I have only used Hulu a few times, because it seemed that whatever show I wanted to watch was not available, but you may have more luck. Hulu also has a selection of free movies you can watch from your computer.

9. Learn New Recipes and Cooking Tips for Free

Average price of a cookbook: $20.00

Instead of purchasing a cookbook or attending a cooking class, go online! The recipe sites offer any recipe you could ever imagine, with all the instructions you would find in a cookbook. I like using cooking websites for new recipes because there is usually a rating system and comments section for every recipe, so you know if the recipe is worth trying and how successful others were at testing it out.

If you are a more visual person, check out YouTube for different recipes or "cooking how-to's." There are tons of "how-to" videos on YouTube, not just for cooking, but for anything from syncing your emails between your computer and phone, to learning to play the guitar.

I got some of my best recipes from my family and friends. Recipes are a form of tradition that can be passed down from generation to generation, and there's nothing like learning to make your grandma's apple pie from the recipe that was passed down to her from her grandmother.

10. Create Your Own Art

Unless you are an art collector, there is no reason you should have to pay for good art. If you are an artsy person, go to town and create your own! Grab a camera and snap away. If you have an artsy friend, ask them to take some pictures or paint something for you. Shoot, ask your kids to draw/paint something for you and frame it!

Nobody wants their home to be decorated with generic hotel room, mass printed art. The more personal the art is for you, the more it will mean to you anyway. That's the beauty of art, it never has to look a certain way. It is what it is.

Wrap Up

By choosing not to pay for things you can get for free, you could save a pretty substantial amount of money. Let's look at this in practical terms.

If we add up the items discussed in this article, we can calculate about how much money you could save by choosing not to pay for things you can get for free. *Grabs calculator* Ok, let's say you...

buy 1 case of bottled water per month - $15.00

go to a museum/other activity w/one other person once a month - $40.00 ($20.00 x 2 tickets)

buy 1 book per month - $17.00

join a gym - $45.00 (per month, not including start-up fee)

buy 1 DVD per month - $20.00

buy 1 CD per month - $15.00

*Calculating......drum roll please*

In 1 month, you could save $152.00. In 1 year, you could save $1,824.

I hope these ideas inspired you to save a little more cash, or spend it on things that you can't already get for free.


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    • kerlynb profile image

      kerlynb 5 years ago from Philippines, Southeast Asia, Earth ^_^

      cjcarter, all these tips make sense! Why pay for a gym membership fee when you can break a sweat at home? Why buy books when you can read free e-books? Voted this hub up and useful as it is :)

    • forexpulse profile image

      forexpulse 5 years ago from Califorrina

      Good day, your articles are very large and very useful for us ... thank you.

    • Anna Marie Bowman profile image

      Anna Marie Bowman 5 years ago from Florida

      Great Hub!!!! I have several hubs on ways to save money, and I think I will add links to this on both of them!! Great tips, and no nonsense advice!!! Voted up!

    • Cloverleaf profile image

      Cloverleaf 5 years ago from Calgary, AB, Canada

      Hi cjcarter - excellent money saving tips! I really enjoyed how you laid out this hub. Thanks for sharing, voting up and useful.

    • profile image

      daniellehorgan 5 years ago

      What a great hub! Although I made peace with my tap water a long time ago after adding up how much bottled water was costing me a month, I only recently realised how much I spend on books, to then leave them gathering dust in my bookcase. I now try to do bookswaps with friends and have re-joined my local library. Voted up and useful!

    • Jeannieinabottle profile image

      Jeannie InABottle 5 years ago from Baltimore, MD

      These are all great suggestions. I use Comcast On Demand for workouts. I've never been to the gym, but there was a time when I was really fit just from using free exercise programs. I am just too thrifty! Voted up and interesting!

    • satice_j profile image

      satice_j 5 years ago from via the Bronx, NY

      Great Hub! Single Mommy here and any way I can save is always welcome. I love watching Hulu, most times do library movies, (this summer I watched lots of Jane Austin) and with Basketball season coming up, I will definitely get my work out on at the local gym which charges a small fee for the span of the season for any parent! The only thing I won't do is drink tap water. I spent too much time in Germany and so I buy those 16.9 oz. bottles but at 16 to a pack for 2.50 or so. Voted you up, interesting & useful. Bravo for such a cool hub in these testy times!

    • RNMSN profile image

      Barbara Bethard 5 years ago from Tucson, Az

      any way possible to save money is appreciated! Hulu and Pandora are fantastic and I never gave up my library card :) still have the one from my high school actually :) great hub!!

    • Sinea Pies profile image

      Sinea Pies 5 years ago from Northeastern United States

      Absolutely love this hub! You know, I LOVE a good cup of coffee but I can't imagine paying for Starbucks or Dunkin Donuts coffee on a daily basis. Talk about money adding up. Now, I haven't figured out how to get it for free but I bring a can of store-brand coffee to work and get $2.49 to stretch over several weeks of cups of coffee and it tastes just fine.

    • mojefballa profile image

      Ikeji Chinweuba 5 years ago from Nigeria

      I actually don't like spending money unnecessarily

    • PhoenixV profile image

      PhoenixV 5 years ago from USA

      I love all your ideas. Not long ago, I often got movies from the library, they have a selection that is hard to find anywhere else and are great movies:) Voted up!

    • AUPADHYAY profile image


      Very informative and helping hub. You are amongst the guides who make the way of life easier. I appreciate your work.

    • kripkrip420 profile image

      kripkrip420 5 years ago from In relation to what?

      I like the free books idea!

    • KaisaJordan profile image

      KaisaJordan 5 years ago from Atlanta, Georgia

      I like you moves we all have to learn to make use of the many free things around us and stop running with the trendy stuff.

    • amy jane profile image

      amy jane 5 years ago from Connecticut

      I've just recently made peace with my tap water. Buying water was becoming a large expense (for a family of 5). Thanks for the additional suggestions! I will give them a try.

    • mary615 profile image

      Mary Hyatt 5 years ago from Florida

      Great Hub on saving money. I developed kidney stones. Dr. said it was from drinking well water. Our water is very hard where I live. I bought a water filter, and use the water from that. I don't buy bottled water anymore.

    • ktrapp profile image

      Kristin Trapp 5 years ago from Illinois

      This is a great list. I just wrote a hub on all the free things you can do in Chicago, including free museums days as you mentioned. Also, some libraries have passes you can checkout for free trips to various museums.

    • wellspoken profile image

      Crystal Marie Antoinette 5 years ago from Missouri

      Great hub with useful information. Thanks

    • diydiva profile image

      Kay Mitchell 5 years ago from California

      Always looking for new money saving ideas! Being a college student doesn't make much money, LOL, so I have to budget strictly and it's always nice to find ways to treat myself on the cheap, or as your articles shown FOR FREE! Love it! Following :)

    • UniqueVanities profile image

      Heather 5 years ago from Ohio

      Impressed! This hub is awesome! Poo to those who say nothing good is ever free--this hub is proof of it! Up, interesting, and awesome! :)

    • ronhi profile image

      ronhi 5 years ago from Kenya

      Great tips. If information is power, then i feel powered to save my money after this read. Thanks

    • SherrieAnne profile image

      SherrieAnne 5 years ago

      Absolutely loved your hub! Had not even heard about number 7! Thanks so much! Have always run outside until we moved to Chicago...after paying for an indoor track am resorting to the mall just after one is even there and they "almost" let you run!

    • aefrancisco profile image

      aefrancisco 5 years ago from somewhere down the road

      This is excellent ... and very useful... guilty ... I was about to buy a cookbook since I want to learn how to cook .. thanks for the hub :)

    • alezafree profile image

      Aleza 5 years ago from Las Vegas, NV

      This is awesome! Love the idea of creating your own art. Great hub!

    • lender3212000 profile image

      lender3212000 5 years ago from Beverly Hills, CA

      Those are some great ideas! I always like to find new ways to save money. Nicely done!

    • wise like solomon profile image

      wise like solomon 5 years ago from Biblical Proportions

      Good tips here I especially agree about buying water and working out at home. I bought exercise dvds and even though they are a bit expensive (P90X didnt get the generic) I've used it a ton and its a lot cheaper than a recurring gym membership.

    • midnightbliss profile image

      Haydee Anderson 5 years ago from Hermosa Beach

      i'm guilty of some of the things you mentions before but i learned to use what available resources i have and saved a lot. nice hub.

    • mackyanderson profile image

      mackyanderson 5 years ago from 510 Arizona Ave., Santa Monica, CA 90401

      I'm now sure to spend my money in those things that worth buying for. Thanks for your great hub.

    • Lickle-Boo profile image

      Lickle-Boo 5 years ago from Uttoxeter

      Wow this is fantastic! This will help me and many other people out so much! Thanks! =D

    • mythicalstorm273 profile image

      mythicalstorm273 5 years ago

      These tips make a lot of sense, but I already do all of them except the bottle water thing. I buy a lot of water, but my water does NOT cost $15.00. When I am home I drink tap water, but I bring a water bottle with me everyday to work and I like having them for when I am leaving to grab and bring with me shopping or wherever. Still I drink a lot of water so it saves me money to drink a lot of it out of the tap. I also buy a lot of books because I have a library that I am quite proud of, but I try to ask for them as presents instead of investing my own money into them! Over all though very nice hub and quite useful information!

    • tlmcgaa70 profile image

      tlmcgaa70 5 years ago from south dakota, usa

      great hub, i like to buy books from amazon (if it is a favorite) because you can get a lot of them for a penny plus the cost of shipping (3.99) i read a lot of free ebooks to. thanks for some really great suggestions

    • profile image

      Infinite712 5 years ago

      Most people spend too much money. As you point out, it really isn't necessary.

    • MikeNV profile image

      MikeNV 5 years ago from Henderson, NV

      Kirkland Bottled Water 35 Pack 16.9 $3.75 at my local Costco.

      Filtered Bottled water is Fluoride Free. Reverse Osmosis would be required to filter to that level in the home and not cheap. Arrowhead for same size is $4.99. My tap water has fluoride and excessive chlorine and tastes like crap. So I guess it depends on where you live. If I had good tap water I'd drink it. I don't.

      I'm not picking on your list, it's just that there are a lot of do gooders who bash bottled water that have a political agenda, my agenda is always HEALTH FIRST.

    • profile image

      Firstiwe 5 years ago

      Well, definitely it will save some money =). It is especially important via today's economic realities.

    • melbel profile image

      Melanie Shebel 5 years ago from New Buffalo, Michigan

      It's surprising how few people go to the library. I love my local library, however small. Here in Michigan we have a system called melcat (it's a website) where you can order books from any library in Michigan and have them sent to your local library. Since our library is very small, this turns out to be really helpful... I get a TON of programming books through melcat.

      Also, books that I purchase that I no longer read go to the library as well -- they take donations and I'm happy to help out with our public library program.

    • lazko profile image

      lazko 5 years ago from the Earth

      Useful Tips CJ! Thank you.

    • Allison Roberts profile image

      Allison Roberts 5 years ago from Northern Illinois

      Useful and voted up! I like the links included it makes it a resourceful hub.

    • fucsia profile image

      fucsia 5 years ago

      Very useful tips! Thanks for sharing.

    • felixkugz profile image

      felixkugz 5 years ago from Nairobi, Kenya


      Great hub! Sometimes we might be tempted to think if we spend money on something that its better. That's not necessarily true. Finding out how to remove uneccesary expenditure to our budget is a good way of getting the best out of the limited cash we have. Again, great post. I vote up!

    • pstraubie48 profile image

      Patricia Scott 5 years ago from sunny Florida

      thanks...i am newly retired so will look for E V E R Y way i can...ty ty again. ps

    • equine profile image

      Melissa Kanzelberger 5 years ago from Hillsboro, MO

      I was a college student and then a grad student for a total of 8 years. Yes, I have been doing all of those things all along!

    • TIDSimon profile image

      TIDSimon 5 years ago from Malaysia

      Interesting and informative hub. Keep up the good works!

      Way to go girl!

    • profile image

      bluejayking 5 years ago

      A library is not free these days

    • sasanka7 profile image

      sasanka7 5 years ago from Calcutta, India

      Nice and very useful hub.

    • Au fait profile image

      C E Clark 5 years ago from North Texas

      Agree with almost everything you say here. Found the very interesting and plan to utilize it and recommend it to others. Voted you up and useful.

    • shamani67 profile image

      shamani67 5 years ago

      Well written and laid out hub. Very useful tips. Voted up and useful.

    • Keeley Shea profile image

      Keeley Shea 5 years ago from Norwich, CT

      Great hub! I can save money almost all of these ways! I look forward to having more money in the bank this year! Thanks!

    • profile image

      Daniel 5 years ago

      Great post. It's good to see ways that you can still have fun for free! The opportunities are disappearing these days unfortunately.

    • Dr Rockpile profile image

      Dr Rockpile 5 years ago from USA

      Love the hub.

      (I can tell the difference between bottled and water straight from the tap, and don't like either. I'm spoiled with my reverse osmosis filter.)

    • allaboutseo profile image

      allaboutseo 5 years ago from United Kngdom

      great post by you i like it also vote up and useful for you.....!!!!!

    • TattooKitty profile image

      TattooKitty 5 years ago from Hawaii

      Fabulous ideas for fantastic freebies!! Thanks for the great read ;)

    • texasgirlfw profile image

      texasgirlfw 5 years ago

      This is really goood advice, thanks.

    • inmynest profile image

      inmynest 5 years ago

      WE ignore alot of these stuff! thanx for the awakening! :)

    • Xenonlit profile image

      Xenonlit 5 years ago

      This is one of the best freebie articles that I have seen! Thanks.

    • elucidator profile image

      elucidator 5 years ago from SoCal

      Good ideas. I wish half-price books were in socal. I used to find almost free books all the time. 1 or 2 dollars for hardcovers. love it. My friend started and has learned how to go food shopping, literally for free. She can go to the grocer store and get hundreds of dollars of items with 95-100% discount. Amazing. There are tricks to coupon clipping, for sure. Great hub!

    • cjcarter profile image

      cjcarter 5 years ago

      Xenonlit - Thank you! I hope it helps you save a few extra $$

      elucidator - Food and books for (almost) free!? Most excellent!

    • c1234rystal profile image

      c1234rystal 5 years ago

      I completely agree with making your own art. I love painintg, drawing and anything else where I can get creative; a lot of my work is decorating my house.

    • doodlebugs profile image

      doodlebugs 5 years ago from Southwest

      I got rid of Netflix when then raised rates. Get Hulu for free just by using Hdmi output on laptop. Also found out my insurance, Farm Bureau, offers a free prescription drug benefit to I'm saving another $50 a month.

    • cjcarter profile image

      cjcarter 5 years ago

      c1234rystal- That's great! So many people think they're own stuff is "not good enough" so they never show any of it! What kind of work do you do?

      doodlebugs- Doesn't it feel good to weed out any extra money from your monthly bills?

    • WebsiteConfetti profile image

      Ness 5 years ago from Australia

      I can tell alot of work went into this hub! Greta hub- i liked the way you broke it down into potential savings:)

    • trimar7 profile image

      trimar7 5 years ago from New York

      It is true that a lot of people equate higher price to higher quality. That is why a lot of people pay more than they have to for many items. My sister used to sell her rotweillers for $400.00. She now gets upwards of $1,800.00. People think they are getting better dogs now. Go figure.

    • EuroCafeAuLait profile image

      Anastasia Kingsley 5 years ago from Croatia, Europe

      CJ, thanks! I use many of these suggestions but the "Do your own art" was an eye opener for me. Two blank walls are beckoning. So now I know what to do. Voted Up plus funny for the "drum roll" effect while calculating. That's quite a chunk of change over the course of a year!

    • blairtracy profile image

      blairtracy 5 years ago from Canada

      Wonderful ideas! Very helpful.

    • MarloByDesign profile image

      MarloByDesign 5 years ago from United States

      Britta filters work great - free water is the best!

    • rabecker profile image

      rabecker 5 years ago

      Good ideas. Thank you.

    • MarieAlice profile image

      MarieAlice 5 years ago from Peru

      Thankas for your great ideas...

    • cjcarter profile image

      cjcarter 5 years ago

      WebsiteConfetti - Thank you! This article was a lot of fun to write.

      Trimar7 - Wow! Maybe we need to be in the rotweiller business ;)

      EuroCafeAuLait - You could do a hub article on creating your own wall art! Thanks for the feedback.

      Blairtracy - Thank you! Glad I could help :)

      MarioByDesign - I believe I have a Britta as well! ...I think... I have some sort of water purification filter... not sure on the brand though :)

      Rabecker - Thanks for the feedback!

      MarieAlice - No problem :)

    • arunii profile image

      arunii 5 years ago from Delhi

      These tips will really help me a lot as i am going through the money crisis phase.

    • profile image

      Celiegirl 5 years ago

      Great ideas that i will put to use! Thks

    • whynot1 profile image

      whynot1 5 years ago

      Great idea! I just went to my library and checked out three books that I thought I wanted to buy! Together these books would have cost be about $80!! Libary is the way to go!! Great ideas!!

    • Deltachord profile image

      Deltachord 5 years ago from United States

      Saving money is even more important these days. Thanks.

    • creativelycc profile image

      Carrie L. Cronkite 5 years ago from Maine

      Nice! I didn't realize that I could rent movies from my local library. It's OK if they're not the latest movies on the charts. They're free!

    • STMerriman profile image

      STMerriman 5 years ago from Quincy ilinois

      Cash is like a drug once you start spending its very hard to stop, some good tips for weening off the cash juice ;)

    • adrienne2 profile image

      Adrienne F Manson 5 years ago from Atlanta

      CJ this is a very good list of ways to save money. It is really unique ways on saving water. I am one of those drink only bottled water persons, so you really have me looking at how much money I am spending monthly, that I could be saving instead of giving it to Ice Mountain every month.

    • n0elle19 profile image

      n0elle19 5 years ago

      Ah I like this especially as a broke college student! Thanks, so helpful!

    • freeblaze profile image

      Simone T. Owens 5 years ago from South Carolina

      I agree with most of those tips, but I like to collect novels so checking one out from the library will only bring me temporary pleasure. I like to shelve my novels and have them near me for, permanently, inspiration in my own writing.

    • cjcarter profile image

      cjcarter 5 years ago

      arunii - Glad to help :)

      Cellegirl - Once I stopped paying for anything I could get for free, I had all kinds of $ left over to pay for other things (that weren't for free) :)

      whynot1 - Yay for libraries!!! I just had to renew 2 books I checked out tonight! Libraries aren't free if you have a fine to pay! Haha,

      Deltachord - I couldn't agree more.

      creativelycc - I was pretty amazed when I found that out too!

      STMerriman - Thank you! Yes, spending does seem to snowball after a while.

      adrienne2 - every penny helps! Good luck.

      n0elle19 - I was once a broke college student myself so I understand haha.

      freeblaze - I try to keep the # of books I collect to a minimum, but yes I have a collection myself too. Plus, I like marking up some of my books, and so I did have to buy those ones! Hurray for inspiration!

    • profile image

      RobertoSoto 5 years ago

      I am so happy that I spend nothing on the mentioned activities,,,but my shopping online costs too much, maybe 50% of my income haha....

    • LoveJewel profile image

      LoveJewel 5 years ago from Texas


    • Sharon McConnell profile image

      Sharon McConnell 5 years ago from Gilbert, Arizona

      Great information!

    • gmwilliams profile image

      Grace Marguerite Williams 5 years ago from the Greatest City In The World-New York City, New York

      To cjcarter: These tips are excellent. However, you get the abovementioned for next to nothing. Shhhh! I usually get books and DVDs for pennies. I seldom pay more than $10.00 for any book, DVD, and/or CD. You have to be resourceful, innovative, and know where to shop on the internet and in second hand stores. Nevertheless, yours is a great and informative hub.

    • SuneXtra profile image

      SuneXtra 5 years ago from Centurion, Gauteng, South Africa

      Useful tips, especially with the difficult financial times everybody seems to be going through these days! Thank you. :)

    • BritKat profile image

      BritKat 5 years ago from Springfield, VA

      Thanks for some great tips.

    • cjcarter profile image

      cjcarter 5 years ago

      LoveJewel - Thank you! It was really fun to write.

      Sharon McConnell - Thanks! I hope you can get some use out of my ramblings haha.

      gmwilliams - Ooo! You could write a Hub article about good websites to look for cheap electronics, etc! I would sure be interested in it!

      SuneXtra - I feel the same way!

      BritKat - You're quite welcome :)

    • EuroCafeAuLait profile image

      Anastasia Kingsley 5 years ago from Croatia, Europe

      Wall art continued - - bought a big white rectangular canvas mounted on wood (obviously I don't know the name for them) only that they don't need framing. The plan is to get out our large supply of poster paints - me and the kids - and create something cool. If all goes well, we can put it on the wall. Cost was minimal. If it's a flop - paint it white and start all over again! ! Ciao! And P.S., I liked the wall art Hub idea, too.

    • profile image

      steelerfutball57 5 years ago

      Who doesn't need to save a few bucks, this day and age? Very well done, and all good sensible ways to cut your budget...well done!!

    • profile image

      Hurm 5 years ago

      Great ideas. I need to share this with my wife and kids.

    • profile image

      Violeta Bocage 5 years ago

      Great ideas!!! I've been doing a few of them myself for several years now, like renting movies and books at the library. I also do most of my exercise at home, like yoga and tai chi. It feels good to save money every once in a while.

    • successking profile image

      successking 5 years ago

      Great hub and thanks for sharing.

    • cjcarter profile image

      cjcarter 5 years ago

      EuroCafeAuLait - That sounds like so much fun! I find that the less I think about a painting, the more I end up liking it haha! Good luck with your wall art!

      steelerfutball57 - Thanks for the feedback! I know I should always save a few extra dollars for sure.

      Hurm - Thanks for passing along my info! I hope it helps!

      Violeta Bocage - I am actually canceling my gym membership within the month. Time to take my own advice.

      successking - thank you!

    • senpaiit profile image

      senpaiit 5 years ago from Ireland

      Gr8 suggestions, i never thought this aspect to save my pocket, that water bottle vs. tap water is best idea..... Cheeerrrsss!!!!!!!!!!!!

    • springautumn profile image

      springautumn 5 years ago from Philippines

      Useful hub for thrifty people like me :)

    • readexds20 profile image

      readexds20 5 years ago from Tahlequah, Oklahoma

      Good hub...I do about all of those most of the time...I even refill my water bottle that I get at work for free, all day...and if anyone has read the news about dasani and aquafina water, they are straight from the city water supply also! the envirement, and your money!

    • rsusan profile image

      Rika Susan 5 years ago from South Africa

      Very useful hub, cjcarter! Excellent ideas. We do manage most of these. Unfortunately our library is small and has only a limited collection of CD's and movies, but we always check to see if something new has come in. As for tap water, I can just imagine what the bottled version would cost in a year. No way! We don't throw money away by drinking sodas and we will also not do so by buying bottled water.

    • profile image

      ruffridyer 5 years ago from Dayton, ohio

      Very usefull. I never understood the idea of buying bottled water when the faucet is right there.

      Working out at home can save you the gas money to drive there, also most exercise can be done without any equipment.

      As for free pets Why buy dogs and cats when there are many you can get free. They need homes too! The best way to save money on a pet is not to have any.

    • smcopywrite profile image

      smcopywrite 5 years ago from all over the web

      cannot say enough how nice it is to see hubs like yours. this is especially so in our current economy. thank you

    • healthywholefoods profile image

      healthywholefoods 5 years ago

      Great article, especially for the times. I used to live by the library and got movies, books, and even got on the net. I live to far away now, with gas prices, I just have to go without some things. Can't wait to try some of your other ideas.

    • freecampingaussie profile image

      freecampingaussie 5 years ago from Southern Spain

      Great hub, I always use tap water when possible rather than buying it .visiting the library is the way to go with movies , newspapers as well as the books to read . There are a lot of fun things you can do for free & still have a great time !

    • Wesman Todd Shaw profile image

      Wesman Todd Shaw 5 years ago from Kaufman, Texas

      I'd add - stop paying for anti virus and anti spyware software!

      Free stuff is often better than Norton or McAfee!

    • profile image

      hdtutor 5 years ago

      Great hub! I use pandora when I run in my nieghborhood for free. Thanks for posting such great tip saving ideas. As a teacher, I'm always looking for good deals.

    • profile image

      Mohammad Wasim 5 years ago from To become a good human being need love.

      It's a great topic by HUB.

      You can not get any thing free in this modern world.

      Take Love for example. You can not get free.If you love a woman and marry her. Your cost of love started .you have to pay clothing ,food,house,electricity,gas,car etc etc.

      You pay taxes.if a park for children is free. Not at all. You have been paying as a tax. So, Nothing is available without paying. Some thing seems to be free but some one has paid it.

      Few natural resources seem to be free like Breathing ,rain, Sunlight ,moonlight, darkness etc. To breath clean air, we have to buy car with cart say filter to control the poisoner smoke. In whole ; nothing is free basically.

    • Dan90017 profile image

      Dan90017 5 years ago from Los Angeles, California

      Awesome! Everyone loves to save and I know I learned a thing or 2 from your hub. Thanks :)

    • Jennie Demario profile image

      Venture Boyz 5 years ago from Floating in the clouds

      The free tunes is a good call. I don't know if I can give up my cable though lol.. I currently have cable plus netflix but I'm thinking about switching to Hulu

    • Carlon Michelle profile image

      Carlon Michelle 5 years ago from USA

      There are a lot of great ideas here and many I have implemented hince why currently I am DEBT FREE! Smile!

    • kikalina profile image

      kikalina 5 years ago from Europe

      what a great hub. voted up

    • profile image

      Cindy362427 5 years ago

      Thanks for your sharing,it is good for us.And we are looking forward to read more.

    • andrewwilliams63 profile image

      andrewwilliams63 5 years ago

      Good tips, thanks. I spend a crazy amount on the gym, think it's time to get some home equipment!

    • mcasswrites profile image

      mcasswrites 5 years ago from United States

      Great hub! It comes at a good time too because I have realized that I spend WAY too much money, and most of it is on books!

    • At Home Mommy profile image

      At Home Mommy 5 years ago from South Shore, Massachusetts

      Great tips! I love the library. You can often get museum passes at libraries too. :)

      I've never heard of, so I'll definitely be checking that out. MySpace is pretty good nowadays too.

      I'm still debating trying the tap water thing. We do spend a whole lot on bottled water, but having lived in a city where the water came out in interesting colors when I was in college, I need to convince myself our tap water's actually great like everyone in our town says. ;)

    • Claudia Tello profile image

      Claudia Tello 5 years ago from Mexico

      Great tips, specially on the internet free resources, I would never give up my sporting club, where I can play Tennis, swim and properly train in a huge variety of ways plus interact with other sports lovers, but I will explore all the internet sites you mention for music, books, tv, etc.

      First world citizens: you should be very grateful for the public libraries your government has available for you. Not one that I know of in Mexico City, I have to resort to private book exchange where the selection is quite limited.

    • Claudia Tello profile image

      Claudia Tello 5 years ago from Mexico

      Hulu doesn't work outside the USA :(

    • lhale profile image

      lhale 5 years ago from Georgia

      Amen about the water! I can't convince my daughter to even drink water from the refrigerator filtered system! And as a retired media specialist, thanks for the library plug!

    • nityanandagaurang profile image

      nityanandagaurang 5 years ago

      we waste lot of water in our home or spend too much of money for movie,books and on pets.cjcarter hub is eye opening hub for all of us.similary we can follow in his footstep and use our money to help the needy people

    • Avamum profile image

      Sarita Harbour 5 years ago from Canada

      Good roundup of common sense ideas for saving money and cutting back at a time when we all need a reminder. Libraries often have a book sale rack or two where you can buy your favorites at a fraction of the cost of the publisher's price too. Voted up!

    • profile image

      Mohammad Wasim 5 years ago from To become a good human being need love.

      It's really inspire me your 10 suggestions to save money.

      This valuable idea must be utilized to save money. Use tap water to drink.well to save money. Without paying a single coin to read book in the Library. Lot of Parks, where can visit with family without paying. walking,runing are the best exorcize which can be possible in the Park to save money. No need to pay in Gym. Hubs advices are very important to follow to save from unnecessary expenses. It's great, I can only to say.

    • unlitips profile image

      unlitips 5 years ago from Arkansas

      wow Excellent hub . . good job:)

    • i_am_monk profile image

      John Crozier 5 years ago from Newcastle, Tyne and Wear, England

      Very interesting and useful i will keep all of the points raised in mind for the future.

    • indianwedding profile image

      indianwedding 5 years ago from India

      Free Music - add Spotify

    • Don Fairchild profile image

      Don Fairchild 5 years ago from Belgrade, ME

      Great job on your hub, lots of good money saving hints.

    • Charles Webb-it profile image

      Charles Webb-it 5 years ago from Edmonds,WA

      Nice job on this hub. awesome job on your hub score 100. your a shining example keep up the good work.

    • gvannorman150 profile image

      gvannorman150 5 years ago from Newark, New York

      Love the ideas. I already use the bottled water tip. Also great work on the hub. Soon I will be up there with a great hubscores.

    • mobias profile image

      mobias 5 years ago from Forest Grove, OR

      Some mention HEALTH first, defending buying bottled water. Do they know the amount of chemicals [BPA etc] inside a plastic bottle, not to mention the garbage it creates in landfills. Also, despite a few people here indicating fluoride is something not to like in their water, it's actually put there for the health of their teeth, and they are actually lucky, compared to non-fluoride treated waters supplies. And the author doesn't mention, it's fairly easy and inexpensive to put a filter right on your kitchen sink at home, while most refrigerators have them already installed! There are many other reasons not to buy bottled water. See this article

      BTW- its not even healthier...70% of the bottled water you drink isn't even regulated by the FDA due to technicalities. Also, re-using that old plastic bottle invites all kinds of other bacteria issues! You aren't saving your health or money that way either. Just sayin'.

    • carol3san profile image

      Carolyn Sands 5 years ago from Hollywood Florida

      Great tips! A few of these I already use. But with the economy in such bad shape, I am always open to new ideas. Thanks a bunch.

    • profile image

      lavender3957 5 years ago

      Fantastic Hub. Voted all the way up on this one. So much information of interest. Thanks for sharing.

    • profile image

      SmartyPens 5 years ago

      Very well thought out tips for times of great need.

    • surfeitt profile image

      surfeitt 5 years ago

      Thanks for taking the time to write this hub. Very interesting. Look forward to reading more of your stuff.

    • Karen N profile image

      Karen N 5 years ago from United States

      All great ways to save money, if you're a member of Amazon Prime they also offer free movie rentals.

    • GiftedGrandma profile image

      GiftedGrandma 5 years ago from USA

      Very informative hub. We filter our drinking water. Thanks for all the tips.

    • Griffo profile image

      Griffo 5 years ago

      Great hub!

      I'm with you regarding tap water. I find the water from the tap in my house actually tastes far better than the water i have tasted from bottles!

    • profile image

      Strutadee 5 years ago

      Loved your Hub. Going to the library for movies is a big money saver for me. I gained an appreciation of foreign films because of it.

    • alexa001 profile image

      alexa001 5 years ago from HOLTSVILLE NY

      Excellent hub... Good information to read here. thanks

    • stacealleyne profile image

      stacealleyne 5 years ago from Prince George's County, MD

      Thanks, this was music to my ears. Thank goodness I didn't subscribe to Rhapsody, I'll just check out Pandora or

    • pearpandas profile image

      pearpandas 5 years ago from Vancouver

      Yeah, these are good money saving tips - I've been going to the library for books since I was little. And after I moved last year, I realized my book collection was the heaviest. I am going to donate them to charity and go to the library instead.

    • hov profile image

      hov 5 years ago from Toronto, Canada

      The best thing I ever did was cancel my gym membership which was outrageously expensive. I've since taken on activities which I can do for free or very cheaply like cycling and running. Cutting down on the coffee also helped quite a bit.

    • KoraleeP profile image

      Koralee Phillips 5 years ago from Vernon British Columbia Canada

      Great hub, you make many valid point in saving money, who knew you could save that much money doing simple things.

    • whynot1 profile image

      whynot1 5 years ago

      This is great Money Saving Tips! Thanks! I dont really buy music anymore- I just listen to Pandora!

    • craftybegonia profile image

      craftybegonia 5 years ago from Southwestern, United States

      My sis works at the clinic of a hospital and they have a wellness center there, but charge for the use of the gym accommodations. I convinced her to be an at-home do-it-yourselfer, and she's saving tons! A very practical hub!

    • profile image

      rasw 5 years ago

      Awesome tips! I especially love the create your own art which I do and have done!! LOL so cool!

      All of your ideas are good. It makes so much sense!

    • fli8uk profile image

      fli8uk 5 years ago from Pakistan

      great tips thanks dear you are on top can you give me some tips for using hubpages more valuable and how i can do like you thanks.

    • JenJen0703 profile image

      Jennifer McLeod 5 years ago from Battle Creek, Michigan

      The ideas in your article make sense. I have one that might help. If you are driving a gas guzzler, it might be a good idea to trade it in and buy a compact car. Assuming your credit rating can support the purchase, buying a new compact car could cost you no more than you are spending now for gas for the bigger car. The savings in gas would make the car payment. And you are improving your credit ratings for no more money.

    • merchantdoctor profile image

      merchantdoctor 5 years ago from Reno

      Great money saving tips Thanks CJ - and The Merchant Doctor knows a thing or two about saving money!

    • customtech profile image

      Fizal Sarif 5 years ago from Guyana

      I would seriously force my family to read this lol

    • itops profile image

      itops 5 years ago from the sea

      Great money saving tips! And, yes, purifying water is a lot cheaper than buying the bottled ones!

    • style-of-life profile image

      style-of-life 5 years ago from Netherlands

      The gym is a very good point. A lot of people say they go there because they can interact with others. Yeah sure, most people wear headphones.... :)

    • cjcarter profile image

      cjcarter 5 years ago

      customtech - that's terrific! Please do! :)

      itops - yes it is! I know I'll never buy bottled water again.

      style-of-life - Hahaha it's true! Plus, I'm not one of those people who look particularly attractive when I work out, so I don't try to mix and mingle while I'm hoofing it on the treadmill haha.

    • profile image

      david hussy03 5 years ago

      I agree.outstanding tips thanks dearest you are on top can you devote me whatsoever tips for using hubpages author worthy and how i can do equivalent you thanks.

    • Glenn Stok profile image

      Glenn Stok 5 years ago from Long Island, NY

      Very well done list of ways to save. Two years ago when I moved, I had accumulated too many books which I ended up giving away or donating. So I started taking books out from the library, just as you suggested. Not only do I save money, but I don't accumulate a ton of books that I only may read once anyway.

      I found you other ideas useful too. Voted up.

    • princesswithapen profile image

      princesswithapen 5 years ago


      For about 6 months, I was on free books, free tv and a free gym membership that a friend managed to get for me while studying in university. This is a splendid list and a must-read for people who are living pay check to pay check.


    • monicamelendez profile image

      monicamelendez 4 years ago from Salt Lake City

      #1 is so obvious but it's amazing how many people pay for water. I'm 100% cool with drinking water out of the tap. It's delicious.

    • profile image

      Pharme464 3 years ago

      Thank you for some other informative website. Where else may I get that type of info written in such an ideal way? I've a mission that I'm just now operating on, and I've been on the look out for such information. cbekkfb

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