ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel
  • »
  • Personal Finance»
  • Family Budget

Stretch the Family Budget - Negotiate

Updated on January 18, 2011

If you can master the skill of how to negotiate, haggle, bargain, strike a deal (or other such term), then it will stretch the family budget because you will save money and save lots it.

The trick is not to get too emotionally involved in the purchase and always, yes always keep a sense of humor during the process.

I have to be honest, when I was young, my father used negotiate to get a cheaper price and I would cringe with embarrassment and walk away from the discussions. However, as I got older, I saw just how effective it was, how much he enjoyed it and how much money he saved so I tried it.

Initially I wasn't successful but like all other learned skills I practiced negotiation and discovered I too thoroughly enjoy the process.

How to bargain effectively

Whether you are shopping for big ticket items or small ones, learning to haggle will save you money and it'll stretch the family budget.   To negotiate or bargain effectively takes time and practice but here are some great bargaining tips I've found work:

  1. Keep a sense of humor at all times;
  2. Try to build some sort of rapport with the seller;
  3. Remember that this is a process of back and forth and when a deal is concluded you must both be happy with the price agreed upon;
  4. When you find something you want then;
  • first establish the maximum price you're prepared to accept
  • Ignore the ticket price and offer an amount of money below your maximum. The seller might remonstrate, laugh and/or point out the benefits of such a great purchase
  • Stand your ground and listen politely. I like to laugh along with them and pull a "gosh, yes, I am being cheeky face"
  • If they are interested, then they will counter with a higher price. Increase yours some and so the process continues until agreement is reached or not.

5. Remember both parties need to be happy with the deal.

Where Can I Bargain?

The most common places to reach a bargain is when buying a property, car, in secondhand stores, pawn shops, markets, art shops and similar.  

But "mom and pop" stores will often enter into haggling.  I've been surprised to get substantial discounts when buying new refrigerators, televisions, lounge suites etc.  Sometimes the savings are several hundeds of dollars.  

Now that's a good way to stretch the family budget.

I hope you enjoy bargaining as much as I do now that I have an effective technique.  Let me know your success stories.

How to Haggle by Alix Steel

And finally......

This article is copyright Travelespresso.

Please ask if you wish to use any of my content but do not copy.

Writers love feedback so please leave a comment, rate the article, and/or pass it on. Thanks so much.


    0 of 8192 characters used
    Post Comment

    • travelespresso profile image

      travelespresso 7 years ago from Somewhere in this exciting world.

      You can definitely reduce your costs and give your budget a helping hand by haggling.

      Thanks, as always, for your comments prasetio.

    • travelespresso profile image

      travelespresso 7 years ago from Somewhere in this exciting world.

      Some nationalities want to bargain more than others - both doing the haggling for a better price and being haggled. I like to watch the process as well as participate!

      In countries where its expected you'll definitely end up paying over the top if you don't negotiate. Thanks for pointing that out CMH.

    • CMHypno profile image

      CMHypno 7 years ago from Other Side of the Sun

      The British are not known for their haggling skills, but I enjoy a bit of haggling when I am in Egypt or Turkey, and they are usually disappointed if you do not at least try (and you will end up being ripped off LOL!)

    • prasetio30 profile image

      prasetio30 7 years ago from malang-indonesia

      We need to control our budget. You have great tips for us. Thanks for writing this. I learn much from you. Take care!


    • travelespresso profile image

      travelespresso 7 years ago from Somewhere in this exciting world.

      It's true Denise I DO haggle. They love it and so do I so everyone's happy. The first sale for the day is really important so when I manage make their first sale they are especially happy. Its a nice feeling.

      Thanks for your comment DH and the vote.

    • Denise Handlon profile image

      Denise Handlon 7 years ago from North Carolina

      Travel-this hub brought a smile to myself. As soon as I read, "how to negotiate..." etc. I could just imagine you haggling with the street vendors on your travels. Wonderful tips. Voted useful. Thanks.


    This website uses cookies

    As a user in the EEA, your approval is needed on a few things. To provide a better website experience, uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

    For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at: ""

    Show Details
    HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
    LoginThis is necessary to sign in to the HubPages Service.
    Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
    AkismetThis is used to detect comment spam. (Privacy Policy)
    HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
    HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
    Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
    CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
    Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the or domains, for performance and efficiency reasons. (Privacy Policy)
    Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
    Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
    Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
    Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
    Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
    VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
    PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
    Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
    MavenThis supports the Maven widget and search functionality. (Privacy Policy)
    Google AdSenseThis is an ad network. (Privacy Policy)
    Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
    Index ExchangeThis is an ad network. (Privacy Policy)
    SovrnThis is an ad network. (Privacy Policy)
    Facebook AdsThis is an ad network. (Privacy Policy)
    Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
    AppNexusThis is an ad network. (Privacy Policy)
    OpenxThis is an ad network. (Privacy Policy)
    Rubicon ProjectThis is an ad network. (Privacy Policy)
    TripleLiftThis is an ad network. (Privacy Policy)
    Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
    Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
    Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
    Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
    ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
    Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)