- Personal Finance
Surviving Financial Struggles in a Marriage
The Good, The Bad, The Ugly
Where do we start? This is one of the most talked about subjects probably in any relationship, if you are not having a conversation about finances, then I conclude one of two things;
- You're super rich and maybe feel the need to not worry or
- you don't think its a big deal.
Now, the fact that I, myself, have been caught in the 'not thinking its a big deal', then I can talk from experience of what goes on. Stresses about finances is something that can make or break a couple, trust me! The realities to someone who thought a relationship was all about love, friendship, and trust, this is something that is hard to swallow. To think, something that buys material things, shelter and food would be a determining and big part of a relationships future. Were you the person that didn't really look at the bill? maybe just paid it, and didnt give it a second thought? Oh! I know, maybe you were the person who was just living life man! (cough! Cough!) lol, anyway, the fact of the matter is, that sadly this world is ran by money. The truth is, though we might not think of money as a factor of happiness or importance, we need to rethink this.
"What do you mean we have a late charge!?" "$20 dollars is $20 dollars!" "why didn't you tell me your business is not doing so well!?"
I know, I know, you've heard it right? or been there (probably for the ladies). These are all valid points, so why do sometimes we get it wrong and not break the habits? Simple......dumb decisions but there is hope, luckily, we can change and we can see a better light that brings harmony to a relationship. First we have to realize, especially for the married couples out there, that the whole saying "what's mine is yours and what's yours is mine" yea that's true in so many ways. Unless you got a pre-nup and plan to not share money, then i guess this might not be for you, but for everyone else, probably. The notion is that, hey, we are making money together now, why not try to save the money that can be saved and not make dumb mistakes. Yea, I think I can do that. This takes work though, its not an easy task, sometimes takes being on the phone for an extended period of time or acting mad, but let me tell you what, you save a lot, and it makes for a happier home.
- put savings aside
- call to lower ALL bills
- check all monthly bills for errors
- never stop looking for deals
- tell the truth about everything
I told you it would be a lot of work. It does require some work on both parties, even more work for the person who doesn't want to do that or finds it just drab. Things like this will make everyone happier, trust me! looking for the best deals is actually a little fun and can make some of these things a game. See who can get the best deal. who can haggle the bill lower? make these things fun in a relationship. It makes things a lot more relaxed. If you get rid of financial stresses, then most other things are kind of just easier. Be happy and love your wife or husband. spend time having fun and loving each other always, get the stresses and fights out of the way and enjoy each other.
Have a Blessed Day