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The APLE Program (Assumption of Loans for Educators)

Updated on August 17, 2011

How does a single women completing a teaching credentials program survive when she must take a leave of absence in order to complete student teaching?

If she doen't have rich parents or a lot of equity in real property that she can borrow against, the student loan is the next best option.

Back in 2005-2006, I submitted an application to the California Student Aid Commission to be eligible for the APLE grant.

http://www.csac.ca.gov/doc.asp?id=111

According to the FAQ page about this program, the loan assumption incentive is available to credentialed teachers in subject areas "where a critical teacher shortage" has been identified.

Special Education is one of those subject areas, along with math, science, and foreign language.

Let's fast-forward to today - May 17, 2010. After reading many discouraging stories on a number of blogs from many less fortunate borrowers, I was ecstatic to discover an email that informed me a payment of $3,000.00 had been credited to one of my three exisitng student loans ! And, that was for my first year of teaching that ended in June of 2009! I now have another year's credit for the school year that is about to end - and prayerfully - will reap the benefit next year! ( Unless the governator of CA decides to axe APLE grants for the state of CA.)

There are added incentives for teaching in schools that are identified as Title I Schools ( free lunch programs ) and this loan assumption program will pay up to $19,000.00 back !

If you are a newly credentialed teacher ( or soon to be one) you need to check into this program!!


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    • Catlyn profile image
      Author

      Catlyn 8 years ago from Somewhere in the OC

      You're on Tony! :-)

    • tony0724 profile image

      tony0724 8 years ago from san diego calif

      Ha Catlyn does that mean you can treat me to a beer sometime ? I can jump on the coaster to OC !

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