ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel

The Secret on How to Choose a Credit Card Company

Updated on November 30, 2011

The Secret on How to Choose a Credit Card Company

Here is the secret on how to choose a credit card company. You may be in the market to apply for a credit card that will help you with your financial needs. Since there are many out there, you may be confused on which company to join. A simple solution when you apply for a credit card is to consider taking on one of the big name credit card companies (The ones you see the most on the commercials). They are usually the ones that provide the best service and rates in the world. They make it as easy possible to apply for a credit card without getting you caught in the hidden details.

When you start to apply for a credit card, the big name credit card companies will reveal all of their fees right away. They should also offer you the wonderful yearly fee of...nothing; there should be no yearly fee. Further, there should be the option of getting a 0% interest credit card. You heard me 0%!!! Along with this, these credit card giants should have some form of security that protects you from theft. These are features that the no name credit card companies cannot live up to.

It should be very simple to apply and get a credit card from these credit card companies. You should be able to apply for a credit card online with these companies. This will help you save time. Who needs to go all the way to a bank? Not with these credit card companies. Plus, you will be able to educate yourself about their product(s) with great ease through their site. This may be something that other credit card companies lack. This should sway you decision a bit more.

These companies should make paying your bills easy. Again, they give you ease by allowing you to pay through their website. These websites should be high-tech secure pages. If the credit card company you are looking at do not have a secure site or way to pay your bill online, run!!!!!

Big name credit card companies should give you options. You should be able to choose what type of card you want from the company. For instance, you may want a small business credit card as opposed to your regular credit card that has its credit limitations. No options, no go.

The credit card company you consider should be accepted by a majority of stores all over the planet. This is a must when you are on vacation and need some spare cash. If the company cannot do this for you, that credit card company may not be your best choice.

When deciding to apply for a credit card and what company to be a part of, consider the big name companies. They usually have all the little details ironed out from the get go. If you are a risk taker, don't take my advice. But do you really want to risk you personally finances? Good luck with finding the right company.

Be careful when using a credit card. It can really affect your finances and could lead you to debt. To avoid debt from credit cards you should read this information about healthy budgeting: http://www.helpmebudgetmymoney.com

Comments

Submit a Comment

No comments yet.

working

This website uses cookies

As a user in the EEA, your approval is needed on a few things. To provide a better website experience, hubpages.com uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at: https://hubpages.com/privacy-policy#gdpr

Show Details
Necessary
HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
LoginThis is necessary to sign in to the HubPages Service.
Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
AkismetThis is used to detect comment spam. (Privacy Policy)
HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the googleapis.com or gstatic.com domains, for performance and efficiency reasons. (Privacy Policy)
Features
Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
MavenThis supports the Maven widget and search functionality. (Privacy Policy)
Marketing
Google AdSenseThis is an ad network. (Privacy Policy)
Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
Index ExchangeThis is an ad network. (Privacy Policy)
SovrnThis is an ad network. (Privacy Policy)
Facebook AdsThis is an ad network. (Privacy Policy)
Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
AppNexusThis is an ad network. (Privacy Policy)
OpenxThis is an ad network. (Privacy Policy)
Rubicon ProjectThis is an ad network. (Privacy Policy)
TripleLiftThis is an ad network. (Privacy Policy)
Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
Statistics
Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)