- Personal Finance»
- Frugal Living
How To Save More Money: Tips For Putting More Money In Your Pocket
Making Your Dollar Stretch To Save More Money
Knowing how to save more money in today's world with the way the economy is something you should strive to do. Everyone seems to be struggling just to make ends meet and put food on the table. This is the time to buckle down and pare down your expenses. You should just focus on the necessities and lose any luxury items that you can do without.
How To Save More Money On Your Cable Bill
Slashing Your Cable Bill To Save On Costs
In my own family we have been cutting back on many things, one such being the cable. I hardly sit down to watch any television show these days, neither my husband or children do either. Most of my time is spent at the computer with my husband and children playing video games or on their computer too.
So, I finally took the plunge and pulled the cord and said bye bye to the cable man. Boy, was that a long conversation I had with the cable company. I spend nearly 20 minutes on the phone with their sales rep trying to convince me not to cancel our cable and what I would be missing out. Finally when she realized my mind was made up she said I would have to pay a $50 cancellation fee. I told her I would gladly pay the fee to get rid of the cable that I was paying way too much for.
Netflix offers a streaming package for $7.99 a month and for $9.99 a month you have the option to receive dvds in the mail. You can play Netflix on a number of devices from the Wii, Playstation 3, Xbox 360, Blu-Ray players, HDTVs as well as players like the Roku. With all that Netflix has to offer I find it hard to decide what to watch. The savings is a big comparison in what I was shelling out to the cable company what at over $60 a month.
The Roku is a great little product that offers an amazing value for the money. With the Roku you can watch Netflix, Amazon Prime, Hulu plus there are tons of channels that Roku has to watch. Prices start at just $49.99.
If you don't have a game console or any other Netflix ready device you can still watch your favorite show without having to pay for cable. Jump online and go to your television show's website. Most shows nowadays are airing episodes on their website for viewers to watch.
As you can see there are many options in watching television. No more do you have to be a slave to the cable company. Take the plunge and do away with your cable box. I'm glad that I did!
How To Save Money On Food
How To Save More Money On Your Groceries
You maybe wondering well how can I save money on my groceries? There are a few options you can do to help cut back on your grocery bill. First, get out your scissors and start clipping coupons. You can save a lot by using coupons. If you don't get a Sunday paper you can even find many coupons at different websites. Here is a great site to check out for coupons http://www.couponmom.com/
Follow these money saving ideas to save on food expenses:
1. Always when going to the grocery store write a list. So many times I have been at the store and end up buying items on impulse.
2. Limit trips to the store. You know as well as I do whenever you go the grocery you end up buying a few things you don't need. Something you see that smells or sounds good ends up in your cart. You can avoid this by buying a few weeks of food at a time.
3. Use frozen or canned items. Many times frozen and canned items are far cheaper than fresh.
4. Buy the store brand. I always buy store brand. Now there are a few items I have noticed that the store brand is not as good as the name brand, but mostly the store brands are near alike.
5. Buy in bulk at places like Sams Club or Costco.
6. Learn to cook homemade foods instead of buying the prepackaged meals and dinner kits.
7. When cooking with meat use less meat than your recipe calls for.
8. Instead of using meat in a recipe, forego it all together and opt instead for a healthier meatless dish.
9. Plant a garden. Grow and eat your own produce
10. Make breakfast for dinner. This is a great, cheap and easy way to put dinner on the table. Who says you can't have eggs or pancakes at dinner time? Many times I have made pancakes or some type of eggs for dinner. I love breakfast food any time of the day!
11. Stop buying bottled water. Buy a water filter for your kitchen sink like one made by Brita. I love my filter and it has saved me countless money with not having to buy bottled water anymore.
12. Don't let any leftovers go to waste. If you have any leftovers save them for another meal or you can reuse them in another dish you are going to prepare.
Keurig K-Cup Home Brewing Machine
How To Save More Money Making Your Own Coffee
Make your own coffee. Stop throwing your money away every day at the convenience store or at Starbucks for that cup of java or cappuccino. Instead make your own with your own coffee drink machine.
During Christmas I was at my brother's and he decided to get out his Keurig coffee brewing machine. He offered to make everyone whatever their favorite coffee drink was. Mmm, talk about delicious. I loved how simple the machine was to use and all the variety of flavors you can buy for it too. With the Keurig coffee machine the possibilities are only limited to your imagination. There are a wide array of flavor cups to choose from. You can even purchase the brewer cups in bulk for even more added savings.
How To Save More Money With ATMs and Credit Cards
Avoid ATM fees. Pay attention to how often you withdraw money and how much you do every week. Plan accordingly and withdraw enough to last until you get paid again. This will enable you to save on all those outrageous fees the banks charge for using the ATM. Each time you use the ATM you are losing between $1 to $3 depending on what bank you are using. Better yet if your bank offers a debit card make use of it and save even more.
With credit cards if you must use them make sure to pay the balance off every month and pay on time too to prevent late charges. Try your best to pay your credit cards off as soon as possible.
How To Save More Money On Your Utility Bills
A good way to save money is watching how much electricity you are using in your household. Every time you leave a room be sure to turn off the light behind you. Did you realize that by leaving appliances plugged in when not in use zaps more energy and thus costs you more money? Unplug those appliances that are not in use to save such as computers, televisions, stereos, dvd players, lamps, etc. If you find this is a hassle to do daily try plugging your items into a power strip or next time you go to make a purchase look for devices that have energy saving features. Learn to conserve water usage and turn the faucet completely off. Have a leaky toilet or faucet? Make sure to fix these as this will run your water bill up.
When using your dishwasher only use it when you have a full load. This will not only conserve water but energy as well.
Lower your heating bill by turning down your thermostat a few degrees. Winter proof your house by checking all windows and doors for cracks or leaks than seal them.
Wash clothes using just cold water. When drying your clothesr lay your clothes over a drying rack instead of using the dryer.
How To Save More Money With Shopping Second Hand And Thrift Shops
If you are looking to make a purchase especially something that is major look to find it used first. A few good places to check out is Craigslist, Ebay, thrift stores and the classifieds in your local paper. My husband and I found a great deal through Craigslist for a nearly brand new pool table. We was able to buy this pool table for only $160. That's a pretty good steal.
Save On Baby Costs
Do you have a baby and are overwhelmed with the cost of diapers and food? Try using cloth diapers instead of disposable. Also make your own baby food to substitute jar food.
Do you have any tips on how to save more money? If so share below!
How To Save More Money On Your Phone Bill
Look Into VOIP Phone Services
This is something else I have been considering doing, but I haven't as of yet. I have been researching all the VOIP phone services. I am more leaning on getting the Magic Jack Plus. From all the information I read on the features plus all the positive reviews I think this product would be something great to try. And it would save a considerable amount of money because with the Magic Jack you won't be paying a monthly bill. If you have both a cell phone and landline you may want to consider with only using one instead of paying for two bills.