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Top 5 make money online SCAMS

Updated on January 5, 2016

So you have been trying to earn online...

My friend, if you have been trying to win some online, you may have crossed paths with some of these "programs" I am about to speak.

I'm going to say what's a SCAM and what is not. But, on this list you will find programs others would argue to be legit, but it's a plain WASTE OF TIME. You will spend more money on energy to power up the computer than win some with these programs.

So, without further delay, here is the list:

The Usual Drill
The Usual Drill

1 - Paid to Click - PTC

These sites give out 0.01$ or less for click. I'll break it down for you - if they pay 0.01$ per click, its a scam and they will close down quick. If they pay less, like 0.001$ per click, they will pay you and keep with business. But payouts are usually at around 10$. Make some counting - it will require about 10,000 clicks to reach payout. Normally these sites offer 20 ads a day maximum. Now you tell me, is this worthy? Off course not!

There are Paid to Read and Paid to Signup too, but rules also apply. In the legit one, unless you have lots of referrals, don't expect a dime.

2 - Filling on Surveys

This is a tricky one. There are one or two sites that actually pay and do surveys, but most of these "survey" sites just pay you to register on places that cost you at least double the money. And in this branch there are millions of scammy sites. This is a big "avoid me" sign for these programs. Keep away.

If you are not filling in an opinion survey, its a scam. If you are, it probably is a scam, unless you can find that company registered. Check moneymakergroup scam folder in doubt.

Ponzi Scheme
Ponzi Scheme

3 - Bubble Schemes - Ponzi

Well, this is SCAM, every single one of it. It is illegal in most countries too. In this scam, you purchase positions that will rise with every registered user, eventually leading to a payout. Top of the pyramid wins, base looses.

Usually the pyramid top is made by? The owners off-course.

Lots of pyramid schemes mask themselves with e-books to achieve internet passive residual income. When you buy it you receive the instructions to sell it to others and gain yourself, so you are just passing along the scam hoping others will buy beneath you.

HYIP: 140% in how much time?
HYIP: 140% in how much time?

4 - High Yield Investment Programs - HYIP

These SCAMS - always scam - promise high interests on your deposits. Usually they say their company invests on day-trading, oil, flipping real estate, and lots of loony excuses to justify the high interest.

Be careful with these ones, because most of them pay the first few times since they open, but its just to attract more investors (a.k.a. suckers).

Once they achieve the amount that they desire, they will send the site down and escape with all your money!

5 - The Rule

This fifth point I will use to explain to you the rule of spam-detecting.

You must answer yourself 3 questions:

1- Does this bring value to the market?

To win online, and offline, you must do things that add value to the market - solve problems, provide services, offer products, fill out needs, give something in return. If what your contributing doesn't seem to have value, then it is a scam.

2- Does this seem too good to be true?

If it does, it probably is.

3- What does the online community say about this?

One quick way to discovering if something is a scam its just search this in google:

"insert program name" scam.

You will get results that tell you this is a scam, don't invest, bla bla. Good thing about scams is that they provide lots of bad karma, and people turn on them very quickly once they have been wronged.


As in the offline world, you have to work to get money, you have to commit yourself and research, you have to do something to deserve it!

Feedback Time

Have you been wronged by any scam before?

See results


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    • gail641 profile image

      Gail Louise Stevenson 

      5 years ago from Mason City

      Yes, you have to be careful of the scams and the pyramid schemes.

    • Rui Carreira profile imageAUTHOR

      Rui Carreira 

      5 years ago from Torres Novas

      Wow, sure sounds like you had your share of first hand experience!

    • gail641 profile image

      Gail Louise Stevenson 

      5 years ago from Mason City

      Nice hub! People sure have to be careful of all the scam sites. Stuffing envelopes sounds like a scam, too. I answered an ad for putting booklets together and that was a scam, too. You had to buy all of the materials. They sent me a kit and I sent it back. They never refunded me as I paid 50 dollars. I stay away from things like that now. There was that so-called Google kit where you place ads. You pay 1.97 for the kit and then they try to take large amounts of money out of your checking account. I got away from that deal before they could take the large amounts of money out. Scams are scary!

    • Rui Carreira profile imageAUTHOR

      Rui Carreira 

      6 years ago from Torres Novas

      Clichééé :p

    • profile image


      6 years ago

      I'm inspired to start my own internet scam business! Or maybe I should just sell ebooks telling people how to set up scams.

    • Rui Carreira profile imageAUTHOR

      Rui Carreira 

      6 years ago from Torres Novas

      At least you learn from your mistakes, just like everyone :)

    • Alex Longsword profile image

      Alex Longsword 

      6 years ago from Nicaragua

      Hi, A few month ago I wasted my time as a transcriber for a spain company, then the website appeared as if it was not working. Then I received an offer to be mystery shopper but researched on the web and found out that also this is scam. There are lot of scam out there. good article. voted up!

    • Rui Carreira profile imageAUTHOR

      Rui Carreira 

      6 years ago from Torres Novas

      I agree... the people that make money on PTC are only those with huge downlines

    • Ann810 profile image


      6 years ago from Sunny Cali

      Hi Rui, I found that the PTC ads where not worth it, and it takes too long to get to payout. Not to mention the survey sites, those sites are the worse. Some people like the ptc ad sites and the surveys, but it's not for me. I rather be spending most of my time writing articles. Thank you, voted up.

    • Rui Carreira profile imageAUTHOR

      Rui Carreira 

      6 years ago from Torres Novas

      Sure! HubPages is a good ally. What programs are you into?

    • Rodric29 profile image

      Rodric Anthony Johnson 

      6 years ago from Peoria, Arizona

      I do surveys and pay clicking and I have not yet been scammed I have been paid on twice in the two years that I have done it though. That doesn't make it a scam, it makes it slow money making. I can make more money doing articles though instead of wasting that time completing a survey.

    • Rui Carreira profile imageAUTHOR

      Rui Carreira 

      6 years ago from Torres Novas

      Yeap, altough some program classes I mentioned have legit ones, rare but legit, most of them don't even reward you for the time you loose. Such a waste of people's ambitions, because most of the people are there because of ambition. Ambition is the best engine to entrepreneurship.

    • jaswinder64 profile image


      6 years ago from Toronto, Canada.

      Good information that we should be aware from these scam money making companies.

    • wkhigley profile image


      6 years ago

      Good Hub. Ponzi Schemes and HYIPs are definitely big ones. JSS triplers seem to be really popular HYIPs. Sure, some people will make some money, but for the most part they don't deliver on what they offer and the majority will lose out.

      I wouldn't say all PTC sites are scams, but the vast majority certainly are. There are a few reputable ones out there, but even then if they aren't approached correctly, they're typically going to be a waste of time as you mentioned.

      Surveys vary a lot. There are tons of legitimate survey sites, but they're rarely worth the trouble considering the time they take, the low payout, and the frequency of not qualifying after spending a great deal of time already. That said, there are some that do pay decently for short surveys and only give you surveys you qualify for(eg. Paidviewpoint), but those are generally ones that have a couple surveys available per day, not a constant supply.


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