- Personal Finance
Unemployed and Learning to Deal with It
I joined the ranks of the unemployed, May 20th 2010, after 10 years of faithful service. I had not taken a vacation during my tincture, rarely a day off, but my employer, a residential home builder, could no longer afford to pay me.
I was given two weeks notice of the layoff, which enabled me to get my and the employer's affairs in order. The notice was kind, but did little to soothe the feelings of inadequacy, and rejection that inevitably sneak into one's psyche.
I Feel Old Fat and Stupid
The first week I was completely lost . . . adrift in a sea of feeling useless, old and forgotten. I immediately began my search for work, and did not heed my husband and sister’s advice to take off, at least a month, since I had not had a vacation in 10 years.
Fear is the seduction of the enemy - Bishop T.D. Jakes
My sister recently obtained a job after a year of unemployment. Her advice was to relax and enjoy the time off. Experience was her teacher, she made the mistake of worrying for an entire year instead of taking one day at a time. Worry did little to expedite her employment. Her advice, unfortunately fell on deaf ears. Was she nuts? I had to get back on the horse times a wasting!
Hope These Tips Help
In the state I reside, Utah, the national overall unemployment rate is 7.2% U.S.: 9.5% as of June 2010. I’ve finally learned to deal with this issue one day at a time and try to use this time wisely. In an effort to help those in my similar situation I want to, hopefully impart some useful tips on survival:
Don't go around saying the world owes you a living. The world owes you nothing. It was here first.
- Contact the unemployment agency - in your area, as soon as you are notified of the impending layoff. The Workforce Department of Utah was fantastic, handled everything over the phone, fax and online.
- Contact your mortgagor or landlord - informing them of your new status, make arrangements for payments or rent. Ask your lender for loan modification options. I was in the middle of a mortgage modification when my notice was given. My lender was understanding and is assisting me in further modification of my mortgage.
- Contact creditors - I had several creditors change my due date on payments, and you use this time to negotiate lower interest rates .
- Check your unemployment provider - regarding educational options. Some may need to make career changes (I'm a loan processor and stand alone mortgage brokers are quickly becoming extinct). Or acquire a degree in your current career field to give you more leverage in the job market.
- Entrepreneurs thrive during hard times – put that hobby or passion to work for you. Try working from home, but beware of internet scams. Many businesses have been created in times like these.
- Start or finish home projects – my yard is a procrastinators dream. I finally began to finish up all the projects I started years ago in my yard. Clean out closets, drawers and get rid of clothing and unused material items. Share them with the charity of your choice before you become the centerpiece for some hoarder reality show.
- Exercise – your mind and body. Exercise your mind with games you enjoy be it PC games, Xbox, reading, yoga or crossword puzzles and keep up with changes in your industry. Exercise your body; no one will be willing to hire a fat slob who looks like they may be a liability instead of an asset to their company.
- Keep joy in your life – no matter your belief system let nothing steal your joy. Continue to laugh and enjoy living life. Nothing will be resolved by crying and worrying except growth of an ulcer and puffy eyes.
All life is an experiment. The more experiments you make the better.
Ralph Waldo Emerson
R.I.P Pookie Marie Allen 1995 - July 2010
The Layoff Blues
I lost my job, my PC was working like crap and Pookie my cat died. I got angry, cried, but that didn't fix my PC or bring Pookie back. I pulled myself up by the proverbial bootstraps and took a hard long look at myself in the mirror. Instead of reinforcing the labels I already placed on myself of being old, stupid, fat and useless I reminded myself of my good points. Reminded myself of how I've been blessed with a somewhat healthy mind, body and spirit. A beautiful home, a wonderfully supportive husband, family and one more cat.
To be idle is a short road to death and to be diligent is a way of life; foolish people are idle, wise people are diligent.
Take it one day at a time, that’s all you can do. Be thankful for what you have don’t lapse into depression or self medication this will only make matters worse. The final two won't change a thing, you'll still be unemployed except now you have a hangover or an addiction.
Well, I’ll climb off my soapbox, and get back to tending my lawn, hope this piece helps those of you experiencing this issue. Remember don’t allow feelings of worthlessness get you down, there is light at the end of the tunnel and tomorrow is another day.
The Lord is my light and the one who saves me. I fear no one, the Lord protects my life, I am afraid of no one. Psalm 27:1
- The Three AAAs of Claiming Unemployment Benefits: Ab...
Once you have a valid unemployment claim established it is then up to you to make your weekly claim. You do this so you can get your weekly benefit payment. To receive your weekly payment you must be able to...
- Unemployment Compensation Information for Claimants
Senate Approves Unemployment Compensation Extension with Only 2 Republican Votes After beating back a last round of Republican challenges, the Senate voted 59 to 39 to send the $34 billion unemployment measure...