- Personal Finance
Voluntary Simplicity Money Saving Ideas for Living on a Dime
Voluntary Simplicity as a Lifestyle
What is voluntary simplicity? Voluntary simplicity is about paring down your life and focusing on what really matters. Freedom of time is the ultimate goal. Is voluntary simplicity for you? Would you like to have more time to spend with your family? You don’t need to move to the country, live off the grid or start homesteading, become a hippie or join a new age commune to simplify your life. You can begin to simplify your life now, whether you live in the city or country. You can have a richer life by clearing out the clutter.
Emotional Clutter vs. Physical Clutter
There are two main types of clutter. There is emotional clutter and there is physical clutter. Physical clutter takes up space in our homes, takes over garages and basement and can engulf an entire house if not kept in check. Emotional clutter is harder to recognize. It creeps in slowly and takes a strong hold. Both types of clutter can cause you to feel "stuck."
Minimalist Secrets For Living Better on Less
Debt Free Living
Voluntary simplicity is about living a simple life that rejects the high-consumption, materialistic lifestyle that has become the American way of life. Most Americans are so focused on accumulating "things" that they lose sight of what really matters. This is the physical type of clutter. All of that accumulation and over shopping has led us to piles of debt and constant stress and pressure to pay for our affluent lifestyles. We have lost sight of what matters most, which is time freedom. Time is the ultimate freedom. It means being able to make decisions on how you spend your day.
How to Simplify Your Life
Start slowly. Work on one area of your life at a time. Get rid of clutter in your life. This can be emotional or physical clutter. Eliminate some of your “stuff.” Any items that you don’t use on a regular basis should be given away. This includes clothing, tools and even home décor items. Go through each room of your house with a critical eye. If you have not used an item in the last year, get rid of it.
Save All Your Change and Dollar Bills
Eliminate Your Debt
Eliminate your debt. Make a list of your debts including credit card debt, loans, lines of credit, student loan debt, medical bills, car payments, and any other items you are or should be making regular payments on. Be honest with yourself. Write your debt down so you can take a good, objective look at it. Make paying off your debts a priority. Get your spouse or partner on board with you. Use the Dave Ramsey Debt Snowball approach to get the debt paid off. Focus intensely on getting the debt paid down. If you have multiple types of debt you can prioritize the debt by interest rate. Check to see how much interest each type of debt costs you each month.
Check Out The Cheapskate Next Door
Simplify Your Life By Shopping Less Often
Quit buying new stuff. Focus on quality and not quantity when you make a purchase. So many items that are on the shelves at stores are cheap items that are not made to last. Before you make a purchase, ask yourself a few questions:
Is this something I NEED? If not, move on. Needs and wants are totally different. Needs are about the necessities. Needs are items you must have. You must have a coat in the winter to keep yourself warm, depending on the climate where you live. Do you need a designer coat? Could you get a warm coat from a thrift shop? Do you have five or ten coats hanging in your closet that you don't want to wear? Do you want a coat or simply a pick-me-up?
Shop less often. Go shopping in your own closet. Pull out items that have gotten buried in the back of the closet or tucked away in drawers. Be aware of the number of items you own versus the number f clothes that you wear on a regular basis.
Eliminate shopping out of boredom. No more weekly trips to Target to pass a Saturday or Sunday afternoon. The more time you spend in stores, the more money you spend. When you go grocery shopping, make a list and stick to it. Leave your kids or partner at home if they encourage you to buy items that are not on the list.
Read More Books
Read More Books, Watch Less TV
Visit your local library and check out a book. You can even take a class in computer skills, learn how to compost or start a garden in your backyard or get free tax help at your local library. There are story times for preschool age kids.
Tiny House Simple Living Appeal
Totally Tiny House Crazy
Ever since I first saw one of these Tiny Houses on a YouTube video, I have been fascinated by this movement, this trend toward paring our lives down to what we really need. I grew up in the eighties, in a time of giant houses with rooms that were rarely used (who actually eats in a dining room anyway) and walk-in closets to showcase enormous hoards of shoes and clothing. Paring my own life down to just the basics is an issue I struggle with. I'm a jewelry designer with a passion for antique and vintage buttons. My supplies have swallowed up two of the upstairs bedrooms in my house. I dream about living in a little garden shed within walking distance of my job. My reality is a 30 minute commute to work (each way) and a yard the size of a postage stamp.
- How to Use Essential Oils for DIY Shampoo and Condit...
Essential oils are great for adding fragrance to DIY shampoos and conditioners. Peppermint, lavender and tea tree oil are all you need to mix up your own sulfate-free shampoo and conditioner.
- Jewelry Making with Glass Beads on a Jewel Loom
Jewelry making is fun and easy with glass beads and a Beadalon Jewel Loom. The Jewel Loom is perfect for beginners. Start with a bracelet that is 5 to 7 beads wide. Use Nymo or WildFire thread.
- How to Repair and Fix Damaged Hair
My damaged hair starting breaking off in clumps when I combed it. Learn how to reduce damage and what to do if your hair is breaking off. Plus the best hair treatment for dry, damaged hair.
- Double Your Productivity at Work with These Four Hou...
Is Tim Ferriss' 4 Hour Work Week realistic? Heather Walton takes a look at Ferriss' suggestions for reducing your daily work time and boosting your bottom line.
- Sell Clothing on Ebay to Make Money
You can be an EBay Powerseller. Grab your digital camera or phone, a notebook and pen and fire up your computer. Read this to find out how one Powerseller made thousands from selling clothing online.
- How to Make Your Own Vintage Typewriter Key Jewelry ...
Want to get started making your own typewriter key jewelry? These typewriter key lockets on sterling chain will immediately sell out in certain letters. Here are a few ideas to get you started.
- Antique and Vintage Button Jewelry Design
Use vintage and antique buttons to liven up your handcrafted jewelry. Ebay is a great place to find metal, glass, calico, celluloid and Bakelite buttons. Create gorgeous craft button pieces today.
- How to Make a Vintage Antique Button Ring: DIY Jewel...
Make a button ring with a gorgeous vintage button in just minutes. Turn a great antique rhinestone button into a wearable piece of jewelry in no time with a few simple tools. Makes a great gift.
- How to Make Money Selling Jeans on Ebay
Get ready to make money selling jeans on Ebay. The best jeans to sell include Diesel, True Religion, Paige,and Levi's. Accurate measurements and quality photos are a must. Make cash selling jeans.
- Easy Ways to Save Money with the Frugal Chick Saving...
Find easy ways to save money every day. Get great deals at thrift stores and squeeze your pennies into dimes. Keep more money in your wallet. Ask for more than you expect to get when negotiating.
Choose Voluntary Simplicity Today
I invite you to join me on the journey toward voluntary simplicity. I may not conquer all my physical clutter this month or even this year, but I am on a journey to carve out space in my life. I would love to hear your ideas and tips for living a simpler, more fulfilling life by choosing voluntary simplicity and embracing money saving ideas for living on a dime.