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What is the AARP Medicare Silver Sneakers Program?

Updated on April 23, 2013

How Seniors Can Get A Free Gym Membership

If you or a loved one qualify or receive Medicare and want to stay healthy for free then you might want to look into AARP’s Medicare Silver Sneakers Fitness program.

The Silver Sneakers Fitness Program is a value added benefit offered to Medicare recipients that are enrolled in one of AARP’s branded Medicare insurance programs. Other insurance providers offer the Silver Sneakers Fitness program however AARP’s branded program is one of the most popular. The popularity is fueled by the AARP brand marketing. Most everyone becomes acquainted with AARP well before they are retirement age. Some people have even received AARP’s marketing materials before their 50th birthday.

What is AARP?

AARP is nonprofit organization that was formed to advocate on the behalf of people 50 years of age and older. The organization claims to be nonpartisan on its website. AARP wields a lot of power in Washington DC influencing legislation on behalf of its constituencies.

The organization also has an affiliate business called AARP Services. It is a for profit business that offers its large membership base branded Medicare supplemental health insurance, as well as other products and services. They partner with private insurance companies, which benefit from the powerful AARP brand name to sell policies to their members as well as other retirees.

AARP receives compensation by referring their members to their partner companies for products and services. The partner companies pay them a royalty for their referral and use of the AARP brand. It is a very profitable arrangement for AARP. In recent years AARP Services have received royalties of more than $500,000,000.00 from their partner companies. Their earnings can be found in their Annual Report which is listed on their website.


What is the Silver Sneakers Fitness program that AARP offers?

The Silver Sneakers Fitness program is a value added no-cost program offered to AARP Medicare Supplement insurance members. The Silver Sneakers program encourages healthy and active living. Members get a basic health club membership which gives them access to over 9,000 participating health centers across the nation. Members can access the health clubs in their home state and even when they travel around the country. It’s an excellent program for snow birds that don’t want to maintain or pay for two gym memberships.

Members participate in classes specifically designed for seniors. The signature classes are taught by certified trainers. Classes to teach seniors how to managing diabetes, quit smoking and lose weight are quite successful. Besides the signature classes reserved for Silver Sneakers members, members also have free access to the club’s treadmills, weights, heated pools and additional fitness classes that are offered to general members.

Where is the AARP Silver Sneakers Fitness program available?

The program is not available in all states, although new states are added regularly.As of this writing it is currently offered to members in the following states;

  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • District of Columbia
  • Georgia
  • Illinois
  • Indiana
  • Kentucky
  • Michigan
  • Nebraska
  • North Carolina
  • Ohio
  • Oklahoma
  • Pennsylvania
  • South Carolina
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Wisconsin

If the program is not offered in your area contact Silver Sneakers directly by calling 1-888-423-4632. Seniors can also contact 1800-MEDICARE to learn about AARP’s Medicare program availability in your area.

Medicare beneficiaries that enroll into this program should understand that Silver Sneakers is not a guaranteed Medicare benefit.It is a value added benefit provided as a courtesy to AARP members enrolled in one of their branded insurance partnership programs.AARP can discontinue the Silver Sneakers Fitness Program at any time but seniors have options too.They can change their insurance policies every year during open enrollment.Before making any changes to their health plans, Medicare beneficiaries should contact their health insurance consultant or professional to discuss their health care needs.


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    • profile image


      17 months ago

      It would be great if this was available in FL.

    • profile image

      R hansen 

      19 months ago

      So they completely terminated the silver sneakers program in California and never bothered to notify us of the change, only after i walked intothe gym and tried to check in was i told im no longer a member.

      AARO and United healthcare, a gym membership makes me a member longer and helps me pay premiums because i live longer. Where is your thinking..... bad karma...

    • profile image

      C Tresohlavy 

      20 months ago

      I was trying to read information on Silver Sneakers Program which my RN daughter told me about, and mentioned strongly, I should try to find nearby! I just started reading when the advertisement “rudely” took the place I was reading! UGH!

    • profile image

      N Lewis 

      21 months ago

      I wish that CHAMP VA included the Silver Sneakers program. Caregivers could surely use it.

    • profile image


      22 months ago

      AARP/UHC is terminating Silversneakers in Arizona.

      I guess saving $$$ is more important than premium payers

      staying healthy.

    • profile image

      Erica Huddy 

      2 years ago

      It’s ridiculous that AARP doesn’t offer Silver Sneakers to more states including New Jersey. I really hope all the comments encourage AARP to work on bringing the program to NJ

    • profile image

      Melinda Rein 

      2 years ago

      I live in Ozark Al is there a fitness center available near me

    • profile image

      Gordon Hosch 

      2 years ago

      I live in Louisville KY, area code 40205. Where is the nearest facility to me with a pool?


    • profile image

      Debora L. Hunte 

      2 years ago

      Florida needs, and we have been requesting to have the Silver Sneakers program here for many years through AARP. Practically all of the Fitness Centers here accept the Silver Sneakers program, but AARP is not a participant here in Florida - Why is that? Please help our State be part of your Healthy lifestyle living. Thank You

    • profile image

      Diana M Halavonich 

      3 years ago

      West Virginia needs and wants a Silver Sneakers program. Please help us.

    • profile image

      Domingo Bustamante Dob 01/01/1950 

      3 years ago

      My member card has been terminated( in Hasbrouck heights nj) I just had a open heart surgery 3 months ago . I'm in need to continue my cardio rehabilitation . Pls, some one check this problem for me . THANKS!!!.

    • profile image


      4 years ago

      I am extremely disappointed that New Jersey is not on the Silver Sneakers program list. The Virtua Health Club, Voorhees NJ and The Cherry Hill JCC should definitely accept your program.

    • profile image


      4 years ago

      We need it in New York or will have to look for a plan that has it.

    • profile image


      5 years ago

      WV could sure use silver sneakers along with NV.

    • profile image


      5 years ago

      When is it coming to New York. We need it here as well. It's expensive to join a gym at our age, living on social security.

    • profile image


      5 years ago

      Does the Silver Sneakers program effect my allowed RX allotment thereby putting me in the "donut hole" sooner?

    • profile image

      kirit patel 

      5 years ago

      Add Youir Comment..

      I want to register for aarp silver sneaker fitness program

    • profile image


      6 years ago


    • profile image

      Merwan Najmi 

      6 years ago

      I hope you bring silver sneaker programe soon in New york area.

      I am a member of Aarp since 2008.

    • RonElFran profile image

      Ronald E Franklin 

      7 years ago from Mechanicsburg, PA

      This looks like some really good information. Although I'm not eligible for this program, I'm sure that, like me, a lot of people who are eligible have never heard of it. Hopefully your hub will help spread the word.


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