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I have just begun to work with a lender to try and purchase a home my credit score is 41 pionts off


I have just begun to work with a lender to try and purchase a home my credit score is 41 pionts off the recommended amount to qualify for a loan. I was told by the lender to get three secured cards to boost my credit up those few points so that I can be approved faster. I already have two regular credit cards and one other regular account reporting as good credit. I could afford to do this if I need to but I don't want it to effect me in any way. My question is how many secured cards should a person get before it reflects as bad on your credit repor, did the lender tell me right or wrong.

 

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