I'm a huge advocate of education... and there is about to be a huge "school boom" because of the economy. (people can't find jobs so they are gong back to school in hopes of getting a job)... with that said, and not knowing your exact situation here is my take on getting school loans.
It depends on which field you want to go in and how fast you can complete it. BUT before you take ANY loans go to the fafsa.gov site and see if you qualify for a gov GRANT. MOST people do!! It takes about an hour to fill out the paperwork and it's NOT easy to do but it's not rocket science either - it's just time consuming but well worth it.
My take is go to school for free using the grants.. if you can't go to school for free (without taking loans) then consider this: ALot of people are without jobs, alot of people are thinking exactly how you are, "go back to school get a degree get a job!" - but everyone is in search of a job even people with degrees. This translates to Employers being able to be very picky about whom they wish to hire - and most will WANT to hire people with a degree. But I know people with HUGE student loans that cannot find a job, so they are in debt and no job and hold a piece of paper that say they can be taught ( a degree). So it REALLY depends on what field you want to go in.
I would avoid as much debt as possible, BUT the one debt I WOULD advocate (over a car, or house) is education. You really CANNOT ever go wrong in investing in your own education. BUT be realistic.. if your going to get a degree in LAW and rack up hundreds of thousands of dollars and think your going to get out of collge and land that awesome job- you wont. If you're going to get a degree in basket weaving and go into $50K debt over the next 4 years and think your going to get out and land that awesome job- you wont. If your going to a degree in computer animation (along with a million other folks ) and think you will get out and land that awesome job in Disney - you wont (but try Pixar.com)... On the other hand.. if you get a Business degree, or management degree and think you will probably get a job after college- you're probably right!
Moreover, one of the surest ways to make money in the US is to go into business for yourself!! Find what you love and research it for free online and work towrds that. Then it is up to you whether or not you want to hire yourself with or without a degree!