I know many people who are now using their debit card instead of credit cards. Some because they have bad credit and others because they don't want the lure of using a credit card and are trying to be financially responsible. Now banks are going to charge fees for using a debit card for purchases such as gas and groceries. Credit unions don't charge these fees. Will you keep your bank's debit card even if they charge you to use it, or will you switch to a credit union to save money?
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