I will invest my money in a systematic manner, in such a way that it gives me good returns. Investment in modern age is no longer a simple thing, or a simpler thing than what it used to be because of the returns that varies according to the kind of investment that you make. This of course also includes security which is related to your investment. Is the investment in safe hands. Thus the total picture relating to investment has changed but the investor still remains the same. Investment are made essentially according to the need of an individual.
So one can invest in mutual funds, bonds, shares, fixed deposits, gold and so on.
One more thing about investment is making a portion of investment in one particular segment than waiting for sometime and then making further investment.
Thus each individual according to the money that he has makes his own decision to do an investment.
However, depending on the how the market is working investing in mutual funds, bonds, shares, fixed deposits, gold is not at all a bad decision.