We are U.S. citizens, she is, too, but earned no U.S. $ for years, will be Irish citizen, too. She would have had to pay $1600/m. starting last Jan., but no job. We paid it by refi farm mortgage. She promised to pay it back at 1200/m now, but they can barely budget it. We trust her new family and have known for 5 years. Stable deal. Issues: wire transfer and currency conv costs, Messes up their credit history, Rather help them buy first house with this and have them pay on that. Later they can pay us, or convey an interest in house (our retirement home??) We are not rich, but do all we can.