Donna thanks for your question. Currently, my focus is saving people money on groceries through a 10-point Strategic Shopping program that I teach. I believe, however, that some of what I teach can be applied generally.
Strategic means have a deliberate and well thought out plan. For any household looking to save money that means having a budget. So first, and foremost, I recommend setting up a household budget to control your spending and maximize your savings.
I also recommend paying with cash. Statistically speaking (and from my own personal experience) you spend less when you pay with cash than with a credit and debit card.
Next, I suggest you keep track of your spending. This goes hand-in-hand with having a budget and using cash. Keeping a written journal of your daily, weekly and monthly spending will be a conscientious reminder on how much you are spending and what you are spending it on. It also helps you with my next recommendation, which is to avoid impulse purchases.
An impulse purchase is an emotional purchase made without any deliberate or conscientious plan. Whether you are talking about small items at the grocery store, or big ticket items like televisions, impulse spending can be a big drain on your finances. So it's a good idea to really think before making any purchase you didn't originally intend on making.
Those are my general recommendations for saving money on household expenses. More specifically my business focuses on saving money on groceries, which next to mortgage or rent, is probably the second biggest expense for a household. So being able to cut this expense can have a significant impact on freeing up some money. I recommend price matching as a saving's strategy. Price matching allows you to save time as well as money. It further gives you the option to supplement those savings with coupons. I invite you to take a look at my website, kcstrategicshopping.com, where you can find more of my advice for saving money on groceries. If you have any questions after looking through my site feel free to email me at email@example.com.
I hope this provided some helpful advice.