As someone who gets excited about stocks, markets, and return rates, I like sharing my excitement with others. However, many people seem to think it's too complicated, too time-consuming, a rat-race, a bunch of crooks running it all, etc. Maybe you only have an IRA, a savings account, or a 401k. What's the biggest reason you have for not investing your money? And in particular, I mean, investing your money on your own merits - not giving it to some banker or mutual fund to do it for you?
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