Is there anyone qualified to write a Hub or series of Hubs on financial planning for lower middle income readers? How to save for retirement when you are doing everything commonly advised to cut costs, but there is still nothing left to save or invest? Traditional or Roth? How to invest the IRA money? What kind of life insurances? What if you cannot even afford life insurance? If the only financial advice you can afford is 'free'? Ed Slott's stuff is fine, but it assumes you HAVE something to invest or 'protect'. How do you get that something?
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