Feel free to add more than 5 tips if you like.
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These are all excellent tips for saving money for the truly needed things in life. Needs and wants are sometimes confused. For people who have regular paychecks, #2 tip is the easiest way to amass a savings account. Way to go! :)
Thanks Peggy! I wrote a hub expanding on these points. You can find it here: https://hubpages.com/money/How-to-Get-More-Money-Q...
Things do not necessarily mean frivolous objects. The must haves include things like food, shelter, basic clothing, medical & dental care, etc. Even with those there is a wide lattitude in what people think are the basic necessities. Agreed?
Yes, agreed, Peggy.
I was rethinking your question and indeed, there are a couple of "things", for a lack of a better word, that I would like to have.