Discovered your page on Google while I was looking for a personal loan. I'm certainly in over my head at the moment financially and definitely flirting with the idea of Bankruptcy. I work maybe two days out of the week (this recession is taking it's toll). I'm a father of 2 trying to climb out of debt. I have 30,000 in debt, 20 of that is from School. With current car troubles taking a toll on me as well, i'm thinking of getting a loan to help fix the car, or get something more reliable and keep my kids clothed while using the rest of the money to file for bankruptcy. Your thoughts?