Automate, Automate, Automate! by creating automation to take money from one account and put it into another, or into an investment account, you will save money without getting in your own way. so many people start a savings plan, but then begin to cheat on it, or come up with reasons(excuses) to skip a month.
one great outcome of saving money from your monthly income using automation is if you put it towards investment vehicles such as mutual funds, stocks, bonds or a Roth IRA is taking advantage of dollar cost averaging.
when you automate, you dont even miss the money that is redirected to other accounts, and you will naturally adjust to live with the money that is left over.
i write extensively on saving money, check out my hubs, or my blog at stewardology.org