A relative finally found a part-time job after I don't know how many years. He still lives with his parents (in the basement) and no matter how many times his parents have dropped the subject about him moving out (he's 32 and never moved out), he never has the will to do so. That would be understandable because he has $0 savings and he wouldn't be able to support himself. Now that he has a job, he spends all his money on beer, cigarettes and other vices. He just called me up and told me he bought a 60-inch TV and put it on layaway. How do I help him give more value to money? I care a lot.
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Excellent answer as usual, Mr. Dashing.