I am a Financial Analyst by profession and into Personal Finance for around six years. Before buying any health insurance plan, I basically compare different plans based on their features, lower premiums, add-on covers, availability of critical illness covers & cashless hospitalization facility among others. For this comparison, I prefer to do it online rather than meeting agents. We have a number of websites which can help us in this, like BankBazaar (http://www.bankbazaar.com/insurance/health-insuran... ). I get everything on the same place without going anywhere else.