Do you have a savings? What's a good percent to put away each month, assuming you can afford to start saving money?
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I hear you on that, Paula! You're lucky to have that 35 cents left! We can not even afford to buy gifts for anyone anymore, including the grandkids, and that really hurts our feelings.
Believe me Dzy....I simply cannot "spoil" the kids....but we shouldn't do that anyway, right? 12 grandchildren, 1 great grandchild.....4 sons + 4 DILS.......17 separate special occasions (JUST birthdays!!) LOL...oh yeah.....Oh NO!
Paula, you are a RIOT! My best friend has 14 grandchildren and a few great grands. WOW! I send my grandkids a card and a $2 bill on the holidays except Christmas & birthdays. They LOVE the $2 bills1
Sparklea.....I love 2 dollar bills too!.....My birthday is April 10th! You missed it for this year, but it's OK if you send me TWO 2 dollar bills next year!!