It's very rare that I carry any cash now. I get points for every dollar I spend on my credit card, so I just use it to pay for everything. Once a month, I pay the credit card bill. This saves me 2 to 5% on gas, utilities, groceries, and any other bill I need to pay. Why would I use cash now? I only carry my driver's license and my one credit card. That's it! I don't even need a purse anymore. I can't imagine carrying cash around these days.
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Your laundry is 40 or 50 dollars! Why don't you invest in a washer and dryer? I can't imagine spending so much on laundry. I used to tip in cash, but since i never have any, i quit doing that.
That's for a month's worth of laundry, and I don't own a washer/dryer because I hate doing laundry. Also, cost wise, it's cheaper to do drop off once a month than it is to pay for appliances, upkeep, water, detergent, softener and time lost.
I don't use "store" cards because they are a huge rip off. But, organizing your life with one simple card is a wise money saving investment. How much do you spend going to get cash. You are "paying" for cash in trips to the bank.
It doesn't cost me anything get cash. I drive past the bank on my way home from work. I typically withdraw $500 at a time. As far as I'm concerned, there are only drawbacks to using cards. My privacy is worth more than the "convenience" of a card.
That's when I usually get cash-on the way home from work