Hi Cheri, I have a first mortagage with WF for $195,000 and a second interest only mortagage with BofA for $60,000. My house is worth about 230,000 (thats going by comps in neighborhood). I'm NOT upside down on my first but I'am with the second. The cost of keeping the home is more than I can afford and on the second mortgage being an interest only the payment fluctuates. I would like to move into a smaller home probably renting to save money. How do I handle this with two different lenders when one is obviously going to come out with less money?