How do people get by, without a credit card ,in our credit dependent society?
Can you travel without a credit card? Any suggestions how to vacation without a credit card.
Walmart has a "money card" that costs $3 to purchase and anytime you put money on it. You can put $500 per day on it and if you cash your paycheck, that amount can be up to $1500.
It won't count toward your credit score, but if you have no options with a traditional card, this can work.
If your question is philosophical instead of informational/practical in nature then I think the answer is that it is prohibitively inconvenient to do business, especially online, without a credit card. Of course you could pay for online things with Paypal that is connected to a bank account instead of a credit card.
I am more and more determined to boycott banks whenever possible and just pay on a cash basis, using money orders, Western Union and "money cards" when necessary. The credit reporting system is broken and highly biased, charging ridiculous and nearly insurmountable fees for those who have fallen in the pit of debt. Interest rates and penalties are unfairly high and it takes a huge amount of effort and time to recover from low credit scores.
There should be public school financial education to teach kids how to not fall into credit problems. The card companies took horrendous advantage of impressionable youths who had little to no education about credit ramifications and healthy personal financial management.
Vacationing without credit cards: perhaps Traveller's Cheques would work. I don't know much about them other than that's what they were designed for.
by sandra rinck 15 years ago
Let me start off with roolllff! Everytime I look at a bill I get sick, everytime I need to bust out a credit card just to make it to the next month I wanna puke. Trying to get along in a busting economy is making me sick. I do need advise, good advise in a couple of areas,...
by alaze2003 15 years ago
Now, what comes to your mind when you think of credit cards? Well, to some people it means having alot of extra cash that doesn't belong to us, at that moment, but we have an option to spend it. If decided to spend the money issued on that credit card, you must now take initiative, that it's yours....
by callmefoxxy 12 years ago
Do you believe it is important to have a credit card?
by jevangelista75 10 years ago
Can I pay my Wells Fargo credit card with another credit card from another financial institution?
by Cliff Beaver 11 years ago
What is the best way to pay off credit card debt?I don't personally have any major credit card debt, and the debt that I do have is under control. However, I know some people who have let their credit cards get out of hand and I'm sure there are people searching for ways to pay it off. So I ask...
by Dorsi Diaz 11 years ago
I am going to get a secured credit card to help rebuild my credit. Does anyone have any advice on a good one? I see the offers on the Internet but would like to hear advice from someone who has used one and it worked out well. I need to get my credit score up a bit more before I can re-fi at a...
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