I never worked for Vector but I have been to one of their trainings.
I say it's a scam because of that.
First of all It's bad business practices the way they have the training set up. They tell you all the goods and bad's but they wait until before the last day to tell you that you have to Pay for your sales kit.
Second Of all the People they want you to advertise to is your family and friends which would of course buy the product to support you.
Third Misconception! They tell you that they will provide you with more contacts after you make a certain sales quota, But after that quota they wont do that because that's there Clients.
You can make the money back for your sales kit but months and years down the line you might have to beg for more clients from the people you already sold too.
My opinion is the Vector / Cuto Company is nothing but a huge pyramid scam that has not caught any Federal Authority agency's Attention