"When is an ideal time to start saving for retirement?", you ask? What time is it now?", I would reply. The best retirement plan is to save as much as possible every week so that, one day, you no longer HAVE to work to survive. The year you have enough to last until the grave is the year to retired. You will then be able to "work" at following your bliss. My advice? The sooner you can retire the more enjoyable it is.