Being broke is something that most people really don’t like. Let’s think about it for a moment. It usually conjures up images of not enough of food, resources, fun… just about anything!
Your house is your biggest investment. Learn how to pay it off much quicker, save a ton on interest and get out from underneath "the man."
What is your credit card utilization ratio? How does your credit card utilization ratio affect your credit score? How can you improve your credit card utilization ratio?
What are your rights when faced with debt collections and payday loans? What does the law say about payday loans and collections for pay day loans?
Collection agencies have several ways of getting information about debtor bank accounts. They can make you disclose this information in court or use information provided by your original creditor to find your accounts.
Change your Name to clear debt Some people with outstanding debt often ask - If I change my name, will my creditors find me? The reply is - not always. It would depend on certain factors. Here are the actions you...
What will actually happen if you decide to just stop paying your debts. Will they chase you hard or will you get away with it?
Did you know? A Debt Collector can not call you back if you hang up on them, for 7 working days. They cannot threaten to sue you either. Unless it's absolutely their usual company process. Threatening to sue you, and...
No one likes to have their wages garnished, sometimes it seems just downright unfair, especially if they take a full 25% of your disposable income. Disposable income is what is left after taxes and insurance, it is...
This hub is written to help the countless victims of predatory lenders. People fell hopeless when trapped in a payday loan mess when the truth is they are not. Most payday lenders are unlicensed.