This is me giving my thoughts on what retirement planning should focus on. How you plan for your retirement is your business as you are the one who will have to live with plan in the end.
You are never too young to plan for retirement. Start saving early, but plan more details as you near retirement age. Questions to ask yourself about retirement and tips for making a retirement plan.
Hubpages Personal Finance Competition Prizewinner - The secret to a long and happy life is work. The moment you stop working you stop living. So what are the prospects for retirement with no pension or savings?
Forbes magazine predicts "The Greatest Retirement Crisis In American History". A summary of the history of retirement in America. How did we arrive at this place of crisis? What can we do about it?
Retirement seems like a pipe dream to many Americans today. A large number of Americans saw their level of retirement savings fall in the Great Recession. Pay attention to these tips to retire early.
The basics of pensions - how sacing now can provide an income in retirement. Pension provision in general terms.
Saving money for retirement is essential, but did you know that saving money after retirement is even more essential? You will have to find ways to save money and make money. Retirement is fun, but it's still no daily picnic unless you lower your standards and eat cheaper picnics!
No one knows the income tax rates in the future. How you save now can affect your income tax in retirement. If you think you will be in a lower tax bracket, save in a tax-deductible/tax-deferred account (IRA or 401(k)). Think you'll be in the same or higher tax bracket, use a tax-free Roth IRA or...
There are fundamental flaws in planning advice that many retirement calculators give. They must account for enough variables, and they should not encourage you to plan on using up all your savings.
Planning retirement is essential for an adequate financing in your senior years. Several savings plans are reviewed, which will depend on your age. The benefits of home refinancing is discussed.