ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel

Save Your Home: How to Avoid Foreclosure

Updated on February 1, 2010

If you are not monitoring the flow of your money in and out of your home, then you are surely on the road to losing your home in today’s economy. Everyone has to tighten their belts financially and live simpler lives. I hope that you are reading this before it is too late and you can pull yourself up and save your family’s home. The question of, “How To Avoid Foreclosure”, is really just a series of common sense steps that need to become a part of a family’s every day life, and stop spending more than you have coming into the home.

Avoiding Foreclosure With A Budget in Mind

Ask yourself a few questions to see if you are in need of a personal financial tune-up. Are your monthly expenditures more than your monthly income? Do you have any debt other than your home and automobile? Does your mortgage take more than twenty-five percent of your income each month? If you answered yes to any of the above questions then it’s time to start taking a look at the situation. People have been taught through the commercial media that it is ok to spend, spend, and spend money. Even the government has been telling US citizens that the only way the economy can make it is to buy more and more products.

A serious look at writing a family budget is the first step to find out what your financial situation is right now. Write down everything, and analyze what are yours needs versus what is just plain frivolous spending. Just about every home in the United States could trim a couple of hundred dollars a month from their spending with a quick sketch of their bills, and income.

How To Avoid Foreclosures

Avoiding Foreclosures
Avoiding Foreclosures

Preventing A Foreclosure Through Careful Spending

Food is the number one item everyone can control, and economize on today. Giving up those five-dollar latte’s and seven-dollar combo meals daily can mean big savings. Replacing those over priced items with a cup of coffee from home, and taking their lunch. Buying prepared foods from a restaurant or the grocery store are budget killers, not mention that they are usually bad for a healthy lifestyle to begin with. If you spend six-dollars a day on lunch during a working days, that is one hundred and twenty dollars for the month. You can make your lunch for less than probably a buck fifty a day, or just take leftovers from dinner.

I know, this sounds more like budgeting than how to avoid foreclosure, but this is what leads to financial doom. The little things that add up, and take over your life. The bottom line is to keep your home and prevent foreclosure proceedings, we have to look at the cause and keep the effect in mind.


    0 of 8192 characters used
    Post Comment

    No comments yet.


    This website uses cookies

    As a user in the EEA, your approval is needed on a few things. To provide a better website experience, uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

    For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at: ""

    Show Details
    HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
    LoginThis is necessary to sign in to the HubPages Service.
    Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
    AkismetThis is used to detect comment spam. (Privacy Policy)
    HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
    HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
    Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
    CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
    Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the or domains, for performance and efficiency reasons. (Privacy Policy)
    Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
    Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
    Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
    Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
    Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
    VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
    PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
    Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
    MavenThis supports the Maven widget and search functionality. (Privacy Policy)
    Google AdSenseThis is an ad network. (Privacy Policy)
    Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
    Index ExchangeThis is an ad network. (Privacy Policy)
    SovrnThis is an ad network. (Privacy Policy)
    Facebook AdsThis is an ad network. (Privacy Policy)
    Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
    AppNexusThis is an ad network. (Privacy Policy)
    OpenxThis is an ad network. (Privacy Policy)
    Rubicon ProjectThis is an ad network. (Privacy Policy)
    TripleLiftThis is an ad network. (Privacy Policy)
    Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
    Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
    Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
    Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
    ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
    Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)