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Frugal Living - Are You Saving Money?

Updated on September 11, 2012

Times are hard and some people will go to extreme measures to keep their expenses down. I'm one of those people and I thought I was pretty good at it until I started asking around and finding out what lengths other people go to, to save themselves some extra pennies.

Check out the combination of their money saving tips and some of mine.

Image by Victoria Stephens
Image by Victoria Stephens

Shampoo and Body Wash

Swap your adult shampoo and body wash to a supermarkets own brand of baby products. You will usually get about 750ml worth in the bottle for the usual price of a 300ml bottle.

As an added bonus they will probably be kinder to your skin and hair as they contain less chemicals than most adult brands.

Clothes Washing

Use tablets instead of washing powder. It's often too hard to stop yourself putting in a bit of extra powder for good measure so washing tablets really help you to keep an eye on how much you are using. Plus if your washing is not heavily soiled then one tablet is usually enough instead of the recommended two.

Kettle and Plug Hole De-Scaler

Use white vinegar to de-scale your kettle, it’s much cheaper than original kettle de-scalers and works just as well. Simply put one cup of white vinegar and one cup of water into your kettle and bring to the boil. Repeat for really stubborn stains.

Re-use the vinegar after: Use the hot vinegar after de-scaling your kettle to remove any lime scale from around your sink or bath plugs. Put the plug in and pour in your vinegar mix. When its cooled down enough, wipe round and your done.

Carpet Cleaner

I've lost count of how much money I wasted in the first year of having a cream carpet and kids!

I tried all sorts of expensive cleaners and none of them did the job quite like a bag of soda crystals diluted in some warm water. (Always test this on an un noticeable part of your carpet first).

Getting the Last Drop

Always turn your nearly empty toiletry bottles upside down to get the last bit out of them or add a bit of water to help get the rest out.

Add a small amount of vinegar to get the last of your ketchup out of the bottle.

Cut your tubes of make up or lotions in half when you have finished with them and you will probably find you have enough left in the tube to last you for at least another week.

Freezer Bags

Re-use your empty bread bags as freezer bags.


Save your plastic egg trays and use them for starting off your seedlings. Make a few holes in the bottom and use like you would plant pots.

Hot Water

If you have boiled too much water in the kettle, don't let it sit there going cold so you have to boil it up again, pour it into a flask to keep it hot and use it later.

Clean Sides

Use a damp cloth to wipe your sides instead of polish, not only will it save you money on polish but the dust won’t settle as quick so you’ll save yourself some time too.

Twice the Tea

Use your tea-bags twice. Store them in a nice clean tub so no dust can settle on them until you are ready for your next cuppa.

Save water

If you are one of those people who pays for water by the amount you use then stick a brick into the water tank of your toilet to use less water when you flush.

Have a shower instead of a bath as you are more likely to use less water and it could save you some money on having to heat up quite so much as well.

Heating Bill

This is my favourite because I always win, thanks to my huge big fluffy dressing gown! Have a competition with your friends and see who can last the longest in winter before putting their heating on.


Get into the habit of unplugging everything when you have finished using it and never leave anything on stand-by as this amounts to quite a bit of money wastage over a year.

Travel Size

Collect free samples at shops or online when they are on offer and save them for when you next go on holiday so there's no need to buy expensive travel size toiletries.

Birthdays and Christmas

Re gift your unwanted Christmas and Birthday presents. Just remember to make a note of who has given you what so that you don’t give it back to the person who bought it for you. If that's really something you can't do, then list it on eBay and get yourself something that you do want instead. There's no point in letting sit around your house collecting dust until it breaks of something.

Save undamaged wrapping paper and re-use that too.

Cut up old Christmas or Birthday cards to make gift tags with, just whole punch them and add string.

Mobile Phone Credit

It's hard to get money off for phone credit so try to collect points for purchasing your credit instead. Not many shops will give you loyalty points on phone top ups but boots in the UK currently still do.


Always shop around for the cheapest item before purchasing anything and check online for discounts such as voucher codes. Also check to see if you can earn any cashback when you shop.

A great deal of money can be saved on your purchases for clothes or home ware etc if you can purchase the vouchers for them first on sites like eBay for a lower price than it is originally worth. You might even be able to earn cashback on buying the vouchers too.


Grow your own fruit and vegetables and where possible and freeze some of them up for over winter.

Branded Batteries, Blank CD's and Much More

Don’t be too shy have a look around the pound shops for some bargains; they are very good for things like branded batteries, blank CD’s and even tea-bags etc.

Image by Victoria Stephens
Image by Victoria Stephens


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    • Victoria Stephens profile image

      Victoria Stephens 6 years ago from London

      Hi kashmir56, nice to see you.

      Thank you for your kind words and for sharing, much appreciated. I hope you have picked a few tips.

      My Kindest

    • kashmir56 profile image

      Thomas Silvia 6 years ago from Massachusetts

      Hi my friend,great information and advice as well as tips to save has much money as you can every month .

      Vote up and more !!! SHARED !

    • Victoria Stephens profile image

      Victoria Stephens 6 years ago from London

      Hi Charlotte B Plum,

      I'm glad you liked the tips and am pleased to hear you are going to try some of them. Thank you for having a read and for taking the time to leave a comment.


    • Victoria Stephens profile image

      Victoria Stephens 6 years ago from London

      Hi mljdgulley354,

      I haven't had ice tea in ages, seemed to have forgotten it exists at all. I shall make one of them later!

      Thank you for your

    • Charlotte B Plum profile image

      Charlotte B Plum 6 years ago

      I loved these tips, some of them I haven't heard of, going to try them soon! Thank you for sharing them with us!

    • mljdgulley354 profile image

      mljdgulley354 6 years ago

      Great tips on pinching pennies. I like ice tea so my tea bags get used up after a warm cup of tea.

    • Victoria Stephens profile image

      Victoria Stephens 6 years ago from London

      Hi Stacie L,

      Thank you for your comment and input. I'm considering making my own soap soon and hope to move onto making more of my own xmas gifts for people as well.


    • Stacie L profile image

      Stacie L 6 years ago

      Nice tips to be a penny pincher/ Some people I know are now making their own soap and shampoo.A pre paid cell phone is very economical as well.