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How to Make Money from Home to Supplement Your Retirement Income: 10 Tips

Updated on July 23, 2016
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Jo has been an ITU nurse at the London North West NHS Trust for 14 years. She obtained her RN at University College London Hospital.

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Make Money From Home, Supplement Your Retirement Income: 10 Tips

Making money on the internet is a good way to supplement your retirement pension fund. The average pension will not go as far as we once hoped it would.

Many of us will have to wait much longer than originally planned, to receive our state pension. In the UK, women’s pension have undergone massive changes; millions will see their state retirement age extended from 60 to 66 years, and possibly longer.

On the whole, women find it harder to save for their retirement; they tend to take time off work to have and to raise children, in most cases, this will prevent them from accumulating sufficient national insurance record of over 30 years service.

Taking time out can also mean that many women are being set back on the career ladder. With a reduce in income, there is less money available to put away for retirement pensions and investments.

In the private sector pension, final salary schemes are almost a thing of the past; companies can no longer afford to continue doing them. People are living longer, and will need more money to ensure a happy and worry-free retirement. Unfortunately; it's becoming blatantly apparent, that the money we’ve diligently paid into our pension schemes, may not be sufficient to finance the comfortable retirement we imagined.

Until Britain can solve the problem of an aging population and a lack of savings, we must look at ways to make up the deficit in our retirement fund.

In this current economic climate, we have to be proactive. We can no longer relax in the knowledge that we are paying our national insurance contribution, and that will provide sufficient money for our future retirement.

For those of us who are wanting to do more than merely exist in our later years, we will have to start thinking outside the box. We must begin to look at different ways to earn money, and this is where the internet will prove invaluable.

Age is no barrier to using the internet, if you can use a keyboard, you can learn to use the internet to work from home and make money online.

Here are a few ideas:

(1 ) Make money with videos; Youtube can earn you real money if you have skills where you can video yourself demonstrating or explaining these skills. You can upload your work on Youtube, display your contact details, and soon people will be contacting you for your services.

· (2) Make money cataloging videos, If you’re good with DVD's and videos, you can make money cataloging special events such as weddings, birthdays, and christenings. You can depict an individual’s history through the special times in their life; people will be happy to pay for this service.

· (3) Make money selling on eBay, You don’t even need much initial capital to make money on eBay. Simply sign up at www.ebay.com and post your unwanted belongings for sale. You can trade on eBay on a part-time or full-time basis. Sell your own product or sell for other people. Buy cheap products in bulk and sell them individually. Start with a few items, make a note of your best sellers and concentrate on those.

· (4) Make money from your hobbies, Look at what you already love doing, if you enjoy gardening and growing flowers, why not start a business as an online florist, or sell dried or wildflowers? However; you should be aware that in the case of wildflowers, there may be laws protecting them, but you can always grow your own. Wildflowers are in high demand; you can make money by selling wildflowers for decorating places like craft displays.

If on the other hand, your passion is food, why not start a restaurant business. If you are interested in bees, you can make money and also help the environment. Do your bit to help increase the bee population, keep beehives and sell your very own brand of honey.

If you’re good with people and like to sell, but you don’t want the hassle of working from an office. Work from home; take a look at becoming an independent distributor for companies such as the Utility Warehouse where you sell utilities like gas, electricity, phone and broadband at a competitively low price, you can save money and also earn as a distributor. Find out more at http://www.utilitywarehouse.org. I must advise, this is not for everyone, it is a type of MLM.

(5) Make money writing lyrics, if you are talented in this area, you can earn money writing musical lyrics and poems for greetings cards. You can also publish eBooks. Write an eBook, or pay someone to write and hand over the copyrights to you. You can then publish and sell. Consider writing for Kindle.

· (6) Make money writing Articles and web content, if you are skilled at writing, you can earn money as a freelance writer for magazines, website owners, for individuals and companies. You can sign up with sites such as www.elance.com, and www.guru.com, write hubs with www.hubpages.com where you can make money with Google AdSense, Amazon, and eBay. With a little know-how, you can make money.

· (7) Make money writing book reviews, many sites will pay to have people write book reviews. www.constant-content.com, here you can set the price for how much you are willing to sell your review. www.helium.com gives you the chance to make a good income writing and selling book reviews.

· (8) Get paid for advertising local businesses, every business needs advertisement to survive, but the small business owners are restricted by how much money they can spend on advertising. Many small businesses are unable to afford the high cost of TV and media ads. You can make money by promoting businesses in your local community. Promotion can be done verbally through word of mouth, by postcards, or on your website.

· (9) Earn money with Affiliate marketing, this is one of the big money making ideas on the Internet, if you know what you are doing. You can sell products on behalf of other businesses or manufacturers; you can do this by placing links on articles that are posted on article directories, directing the reader to the relevant website. If they make a purchase, you can earn an agreed percentage from the sale of the product.

· (10) Make Money with your local estate agents, the property market is still a lucrative business. Estate agents are always on the lookout for properties to buy and resell. If you have knowledge of properties for sale, you can refer the owners to the estate agents. Agree on a price in advance, and make some money.

There are many ways of making money, be it on, or offline. I'll be revealing more ideas to supplement your pension or simply to earn a little extra income soon. So until then, if you found this useful, please leave comments and watch this space.

© 2012 Jo Alexis-Hagues

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    • Anita Hasch profile image

      Anita Hasch 3 months ago from Port Elizabeth

      Thanks for the info. The internet has many opportunities. It just takes time to implement. And if you write articles for online magazines, read the submitting rules first. I just completed an article for a magazine 500w, then I discovered they want a minimum of 1500 words. Anyway, I'll get there eventually.

    • tobusiness profile image
      Author

      Jo Alexis-Hagues 10 months ago from Bedfordshire, U.K

      Audrey, I'm trying to put some of my advice into practice, time goes by so quickly, we need to start planning early. Fix the roof while the sun is still shining. Thank you for stopping by, it's always a pleasure.

    • vocalcoach profile image

      Audrey Hunt 10 months ago from Nashville Tn.

      Thanks for writing this hub. Most of us could use some help with supplemental income.

    • tobusiness profile image
      Author

      Jo Alexis-Hagues 16 months ago from Bedfordshire, U.K

      Samltbrown, yes, franchising is another good way to supplement pensions. I took a quick look at the link you provided, seems interesting. Thank you for reading, commenting and adding to this hub, my best to you.

    • profile image

      samltbrown 16 months ago

      Some great info in this article, thanks for that. Another that isn't mentioned which a friend of mine started at 60 is franchising. He was actually included in a success story so this could be a point to consider (http://www.tubzvendingfranchise.co.uk/retiree-fran...

      Lots of hope for later years income anyway, great stuff :)

    • Kimberleyclarke profile image

      Kimberley Clarke 20 months ago from England

      Some brilliant ideas - thank you. Good for students, too! As the supermarket says, every little helps!

    • tobusiness profile image
      Author

      Jo Alexis-Hagues 2 years ago from Bedfordshire, U.K

      Amazmerizing, thank you for taking a look, I'm really please you found the hub useful.

      Take care and my best to you.

    • amazmerizing profile image

      amazmerizing 2 years ago from PACIFIC NORTHWEST, USA

      Nice tips here and lots of them... as always great job!!! TFS :)

    • tobusiness profile image
      Author

      Jo Alexis-Hagues 2 years ago from Bedfordshire, U.K

      Hi peachpurple, ebay is a good way to earn a little extra cash or even a lot.:)

      If you can buy sought after products in bulk and sell them individually, you can make a profit. The trick is finding the right product. Maybe it's time to give it a go. :)

      Good luck and my best to you.

    • peachpurple profile image

      peachy 2 years ago from Home Sweet Home

      i noticed that lots of people are earning from ebay and amazon but i never had the chance

    • tobusiness profile image
      Author

      Jo Alexis-Hagues 2 years ago from Bedfordshire, U.K

      Hi Sanket, thank you for taking a look at this and glad you found it useful. I'll most probably be doing one before Christmas, time allowing.

      Take care now, my best to you.

    • sanket shinde profile image

      SANKET SHINDE 2 years ago from INDIA

      Great hub..!! and its definitely are useful ..Like to read more of it..!!

    • tobusiness profile image
      Author

      Jo Alexis-Hagues 2 years ago from Bedfordshire, U.K

      Hi Mary, thank you for stopping by and good luck with the sites.

      There are quite a few out there, but ebay is the best known.

      I've used ebay for buying and selling in the past. You may find Gumtree useful also.

      Take care and my best to you.

    • mary615 profile image

      Mary Hyatt 2 years ago from Florida

      I have sold items on eBay with some success. I will check out the sites you mentioned like Constant Content and Hellium.

      Great Hub with good info.

    • tobusiness profile image
      Author

      Jo Alexis-Hagues 2 years ago from Bedfordshire, U.K

      Hi Rebecca, yes, the internet has change the way we work. It would be nice to sit in my pjs or onesies all day, but alas..I must continue with the other job.:) Thank you so much for taking a look, my best to you.

    • rebeccamealey profile image

      Rebecca Mealey 2 years ago from Northeastern Georgia, USA

      Great article! I love the fact that the internet gives us a chance to sit around in our pjs and make a few bucks. Thanks for sharing your ideas!

    • tazzytamar profile image

      Anna 2 years ago from chichester

      These are great tips - my mum has worked as a nurse since she was 18 years old but won't receive her pension until she is 66. I think it's appalling to be honest, but I'm glad there are other ways people can try to bring in a little extra cash :) great ideas!

    • tobusiness profile image
      Author

      Jo Alexis-Hagues 2 years ago from Bedfordshire, U.K

      Hi tazzytamar, Your mum and I are in the same leaky boat. :) I hope she kept her NHS pension, it's not that much but it can make a huge difference, especially as she would have invested many years in the job if she started at age 18.

      I was very keen, I started at 17, as a pre-nurse student. Good luck to your mum and many thanks for reading and commenting, much appreciated, my best to you.

    • tobusiness profile image
      Author

      Jo Alexis-Hagues 2 years ago from Bedfordshire, U.K

      Suhail, with most things, getting in early pays, but there are still ways of earning from photography. You obviously know your way around a camera, good quality holiday photos from the right location sells, also corporate or business concepts with people talking on the phone do well on sites like microstock. You're right about gaining a competitive edge

    • Suhail and my dog profile image

      Suhail Zubaid aka Clark Kent 2 years ago from Mississauga, ON

      Hi Jo,

      I just wanted to add that making money from hobbies is a wonderful idea. When I started photography in the mid-80s I made some money taking good architectural shots in Manhattan and also by writing supplementary articles. Very few people back in the day could afford the expensive hobby. Getting a competitive edge or gaining a niche was not a problem. But with digital photography, almost everybody jumped in. By the early 2000s there was no way that a person like me could make money in photography as just a hobby.

    • tobusiness profile image
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      Jo Alexis-Hagues 2 years ago from Bedfordshire, U.K

      Hi Suhail, thank you so much for reading this, much appreciated.

    • tobusiness profile image
      Author

      Jo Alexis-Hagues 2 years ago from Bedfordshire, U.K

      ARUN, yes, we should aim to write evergreen hubs that will continue to earn well into the future. Thank you for taking a look at this, I hope you found it useful.

    • Suhail and my dog profile image

      Suhail Zubaid aka Clark Kent 2 years ago from Mississauga, ON

      Very informative article! Thanks for sharing.

    • ARUN KANTI profile image

      ARUN KANTI CHATTERJEE 2 years ago from KOLKATA

      Only few hubs remain evergreen like the one you have presented so lucidly Thank you for sharing your valuable tips with us.

    • tobusiness profile image
      Author

      Jo Alexis-Hagues 2 years ago from Bedfordshire, U.K

      Poetryman, like you, I tend to shy away from the video thing, but it's worth having a go. Remember the old adage, " to the brave go the spoils." Good luck and my very best to you.

    • poetryman6969 profile image

      poetryman6969 3 years ago

      Some cool ways to make money. I shall have to conquer that video thing to get anywhere, I just know it.

    • tobusiness profile image
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      Jo Alexis-Hagues 3 years ago from Bedfordshire, U.K

      Thelma, thank you for taking the time, I'm so glad you found this useful. Take care and my very best to you.

    • Thelma Alberts profile image

      Thelma Alberts 3 years ago from Germany

      These are great tips on making money from home. Thanks for sharing this very useful and informative hub. Have a nice day!

    • tobusiness profile image
      Author

      Jo Alexis-Hagues 3 years ago from Bedfordshire, U.K

      Hi Nadine, I appreciate you taking the time, so glad you found the article a good read, I wrote this one some time ago, so it probably needs reviewing. Thanks again, take care and my best to you.

    • Nadine May profile image

      Nadine May 3 years ago from Cape Town, Western Cape, South Africa

      I found this hub a very good read, especially the variety of activities that you mention. Thanks for sharing.

    • tobusiness profile image
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      Jo Alexis-Hagues 3 years ago from Bedfordshire, U.K

      hi Anne, thanks for stopping by! yes..we need to plan well in advance for retirement, when we're young we think retirement is for the old, but it comes all too soon. I hope some of these tips will help.

    • Anne Harrison profile image

      Anne Harrison 3 years ago from Australia

      Some great tips - I look forward to trying them before I retire, so I can retire earlier

    • tobusiness profile image
      Author

      Jo Alexis-Hagues 3 years ago from Bedfordshire, U.K

      Hi JPSO138, great to see you. I hope some of these will be useful to you, we're all trying to earn a little on the side, good luck in your venture.

      Jo. .

    • JPSO138 profile image

      JPSO138 3 years ago from Cebu, Philippines, International

      I have read about some of them but you have surely added more. I am still starting out with things and I hope I will be able to do more as it is great to earn something on the sideline. Great hub.. voted up and more!

    • tobusiness profile image
      Author

      Jo Alexis-Hagues 3 years ago from Bedfordshire, U.K

      Thank you for reading this, I've taken a look at your hub, nice work, very informative.

    • tobusiness profile image
      Author

      Jo Alexis-Hagues 3 years ago from Bedfordshire, U.K

      Hi Devika, thank you for stopping by, always a pleasure.

    • DDE profile image

      Devika Primić 3 years ago from Dubrovnik, Croatia

      How to Make Money from Home; to Supplement Your Retirement Income: 10 Tips, well informed, and a useful hub indeed. You mentioned helpful points here.

    • tobusiness profile image
      Author

      Jo Alexis-Hagues 3 years ago from Bedfordshire, U.K

      Hi Astra, so glad you found this, thanks for the visit, comment and share, much appreciated. Have a great weekend. :)

    • Astra Nomik profile image

      Cathy Nerujen 3 years ago from Edge of Reality and Known Space

      Gosh, these are very useful tips for earning from the web. Thankfully I am already doing some of them and I earn from my blog for poetry and my hubs. Thank you. I just tweeted this hub.

    • tobusiness profile image
      Author

      Jo Alexis-Hagues 3 years ago from Bedfordshire, U.K

      Jackie, thanks for checking this out, not all of it will suit everyone, but I hope most of the ideas will prove to be useful. Let us know how you get on.

      MY best as always.

    • Jackie Lynnley profile image

      Jackie Lynnley 3 years ago from The Beautiful South

      These are some good ideas Jo. I wouldn't mind looking into a couple of them! Thanks. ^

    • tobusiness profile image
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      Jo Alexis-Hagues 4 years ago from Bedfordshire, U.K

      Hello Lies15858, so glad you found this useful, thank you for the visit and comment, much appreciated.

      My very best to you.

    • liesl5858 profile image

      Linda Bryen 4 years ago from United Kingdom

      Thank you, tobusiness for your great ideas about making income from home for our retirement. You got some good ideas here. Voted up.

    • tobusiness profile image
      Author

      Jo Alexis-Hagues 4 years ago from Bedfordshire, U.K

      Hi Made, with affiliate marketing you'll need to find good solid products to promote, and do comprehensive research on affiliate marketing. The internet is great, but it is also a double edged sword with pros and cons, good luck in your venture and many thanks for taking a look at this hub, much appreciated.

    • Made profile image

      Madeleine Salin 4 years ago from Finland

      Your ideas are very good. I have tried affiliate marketing and I spent more money than I earned. I know what I did wrong, so I could try it again and do it the right way. Thank you for sharing your ideas. They are worth trying.

    • tobusiness profile image
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      Jo Alexis-Hagues 4 years ago from Bedfordshire, U.K

      Hi Kim thank you for stopping by, I'm so please you've found this useful, hope your neighbor also finds it helpful.

      My best as always

    • ocfireflies profile image

      ocfireflies 4 years ago from North Carolina

      Jo,

      This is an awesome hub. Just yesterday, my elderly neighbor and I were talking about ways in which he could supplement his retirement. Voted up and will be sharing with my neighbor.

      Best Always,

      Kim

    • tobusiness profile image
      Author

      Jo Alexis-Hagues 4 years ago from Bedfordshire, U.K

      iguidenetwork, thank you for taking a look, I'm very happy to help. Looks like you already have the making of a nice little business, good luck with it.

    • iguidenetwork profile image

      iguidenetwork 4 years ago from Austin, TX

      For one time, I made money from installing Windows 8 and MS Office programs for newly purchased laptops and desktops, especially if they haven't got an installer CD yet. Maybe I should start a sideline business on that. I also do some programming and writing as well. Thanks for your suggestions. :)

    • tobusiness profile image
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      Jo Alexis-Hagues 4 years ago from Bedfordshire, U.K

      Roland, thanks for the tips, appreciated.

    • profile image

      Roland 4 years ago

      All of above are really good ways. If you are interested in to discover other ways of how to earn money at home you can check http://www.find-tr.com

    • kidscrafts profile image

      kidscrafts 4 years ago from Ottawa, Canada

      I like your way to put it "pushing the daisies" :-) My first language is French (I am originaly from Belgium), so I am still learning a lot of things in English everyday! And you are right that we have to find ways to help ourselves, it's certainly not the government who will do it for us!

    • tobusiness profile image
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      Jo Alexis-Hagues 4 years ago from Bedfordshire, U.K

      Hi Kidscraft, thank you for taking a look at this, our respective governments are changing the retirement age in the hope that most of us will be pushing up the daisies before we can use up what little pension we are entitled to. We need to look at other ways to top up. I hope you found this helpful, take care and my best to you.

    • kidscrafts profile image

      kidscrafts 4 years ago from Ottawa, Canada

      Great article with excellent tips! As people are living longer I suppose that's why the governments are changing the age of retirement. They are doing similar things in Canada.

      Thanks for sharing all those tips on how to make extra money!

    • tobusiness profile image
      Author

      Jo Alexis-Hagues 4 years ago from Bedfordshire, U.K

      pstrubie 48, thank you very much for stopping by and for the wonderful comment, I hope the information will help you to enjoy your approaching retirement.

      Take care and my best to you.

      Jo.

    • pstraubie48 profile image

      Patricia Scott 4 years ago from sunny Florida

      Great list of money making ideas for those who are retired...I am one of those. I am marking this to come back to later.

      Thanks for sharing these with us.

      Sending Angels to you and yours. :) ps

    • tobusiness profile image
      Author

      Jo Alexis-Hagues 4 years ago from Bedfordshire, U.K

      Hi Jackie, I hope you will find it useful. Thank you for stopping by, much appreciated.

    • Jackie Lynnley profile image

      Jackie Lynnley 4 years ago from The Beautiful South

      Some great ideas, I will look into them, thank you.

    • tobusiness profile image
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      Jo Alexis-Hagues 4 years ago from Bedfordshire, U.K

      Hi Esther, I hope you will be able to put some of these ideas to work. Thank you very much for taking a look and for the vote. Best wishes to you.

    • Esther  Strong profile image

      Esther Strong 4 years ago from UK

      Many of these ideas are new to me. Voted up and more and my thanks for sharing your knowledge.

    • tobusiness profile image
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      Jo Alexis-Hagues 4 years ago from Bedfordshire, U.K

      Miss Mimi, thank you very much for the visit and comment, you're absolutely right about keeping on's options open. Best wishes to you.

    • Miss Mimi profile image

      Miss Mimi 4 years ago from On the road again

      Thanks for sharing these ideas, it's always useful to keep options like this at the back of your mind!

    • Peggy W profile image

      Peggy Woods 4 years ago from Houston, Texas

      Although you live in the UK and I live in the USA, we share many of the same problems with respect to our aging populations and the money available to care for them properly. We all want to think that we have enough money for a comfortable retirement but with the uncertainties of the economic times...it is best to keep an eye out for alternative sources of income to supplement what is available to us. Inflation can wipe out the value of a person's savings easily and quickly. An ongoing source of income even after retirement is always good. Up and useful votes and tweeted.

    • tobusiness profile image
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      Jo Alexis-Hagues 4 years ago from Bedfordshire, U.K

      Audrey, time to get started, freelance writing is a good flexible way to earn, but the work is not always regular and one needs to be very disciplined. Still, a good way to supplement a part time or retirement income.

      Good luck, come back and let us know how you get on. Take care and my best to you.

    • AudreyHowitt profile image

      Audrey Howitt 4 years ago from California

      Great hub! I have signed up with Constant Content and done nothing--but it is on my list of things to do today!

    • tobusiness profile image
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      Jo Alexis-Hagues 5 years ago from Bedfordshire, U.K

      sgbrown, thank you for the visit and comment, you are right about working from home, it would be ideal if more people were able to work from home on so many levels.

    • sgbrown profile image

      Sheila Brown 5 years ago from Southern Oklahoma

      You have some very good ideas here on making extra money from home. Working from home is becoming more and more popular. Voted up, useful and sharing. Have a wonderful day!

    • Anjili profile image

      Anjili 5 years ago from planet earth, a humanoid

      You got quite useful tips here I could use. Good hub. Voted up

    • profile image

      Steve 5 years ago

      This is a nice list of tips to make money from home.

      I have been working from home for more than 15 years. When I started working for home, I found that I could get very distracted. The phone would ring, or I would check my email or I'd find something else to do.

      I started to write out my goals, make lists of my action plans to complete my goals. This was a great start but sometimes I would still get distracted.

      After writing my goals and plans, I would review them every morning before I started working.

      If I review my goals when I start my day, I am much more productive than if I don't!

      Steve

      http://www.makemoney-how.com/how-to-make-money-fas...

    • tobusiness profile image
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      Jo Alexis-Hagues 5 years ago from Bedfordshire, U.K

      Wetnosedogs, what a brilliant name, many thanks for the comment ans so glad you found the hub useful.

    • wetnosedogs profile image

      wetnosedogs 5 years ago from Alabama

      I found great tips here and appreciate you writing this hub. Looking forward to reading more. Great work.

    • tobusiness profile image
      Author

      Jo Alexis-Hagues 5 years ago from Bedfordshire, U.K

      Many thanks, Capedium

    • Capedium profile image

      Capedium 5 years ago from Texas.

      Great hub.. And very enlighten

    • tobusiness profile image
      Author

      Jo Alexis-Hagues 5 years ago from Bedfordshire, U.K

      rasta1, thank you for the comment

    • rasta1 profile image

      Marvin Parke 5 years ago from Jamaica

      Well, that's why we are here. to follow leads. solid info.

    • tobusiness profile image
      Author

      Jo Alexis-Hagues 5 years ago from Bedfordshire, U.K

      MarkS, thank you for the encouragement, always interested in good ideas.

    • profile image

      IJCGlobal 5 years ago

      Thanks "tobusiness" extremely well written article and great tips. All-inall ... A Great Read!

      All the Best in your making money from home efforts, or any of the other things you enjoy doing online. Please get in touch with me, if you are at all interested in learning about more profitable home business ideas and strategies.

      To Success!

      - MarkS

    • tobusiness profile image
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      Jo Alexis-Hagues 5 years ago from Bedfordshire, U.K

      Thank you Dinkan53, your comment is appreciated. So glad you think the tips are useful.

    • dinkan53 profile image

      dinkan53 5 years ago from India

      Some nice tips here, really useful one for those who are in search for making money from home. Bookmarking to later share. Voted up and useful.

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