ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel

Public vs. Private Health-care

Updated on November 27, 2010

Interference or benefit?

Public vs. Private Health-care

Many Americans believe the U.S. government should provide government funded healthcare for everyone. With the number of uninsured in America estimated at over 50 thousand, for some it may seem as if the government is neglecting to ensure us of the right to health care, regardless of our financial status. But there are others who believe “the government is incapable of operating a public funded insurance option” (McGroarty, 2009). Those people who believe the government to be incapable claim public insurance would be another benefit scheme like Medicare and Social Security, and would further exacerbate financial crisis. The most fundamental question, of course, is whether or not the government has a moral obligation to provide health care for all its citizens. The government does have such a moral obligation, and it is already fulfilling it through Medicaid, Medicare, and numerous other programs. We do not need to rely on the government to provide all our healthcare needs at the expense of shifting monies from existing, much needed benefits such as Medicare.

Actually, polls show that most Americans feel that we should not let people die on the streets, and that we should take care of them when they "really need it." The debates start when we try to discuss how to fulfill this obligation. Should we do it like we do now, with multiple levels of care, where those with money and/or good insurance can get attention more readily and earlier than those who don't have those resources? What's wrong with that as long as everyone eventually gets care? (As then-President George W. Bush once said, we have "access to care" because anyone can "just go to the emergency room.") (Johnson, 2010)

This approach is counterproductively flawed. People without health insurance do tend to delay getting care, and often end up getting it in the emergency room because of the delay. The care is often more complicated and costly than if their illnesses could have been treated at an earlier stage. This information leads us to the conclusion that it is not healthcare per se that needs to be addressed; technically we have universal healthcare already. The real issue at hand is how to make quality and preventative healthcare available and affordable to everyone.

Pros of government healthcare:

Government healthcare will provide expanded coverage for U.S. citizens, covering up to 95 percent of legal U.S. residents. Plus, preventative care will be free, and insurance companies will have to accept everyone, without limits on coverage or pre-existing condition exclusions. Competition with newly formed public entities will ideally make the entire insurance industry more competitive. Prescription drug costs will be more affordable for seniors. Finally, it is reform, and we need healthcare reform. The current system is not functional, so any kind of reform helps.

Cons of government healthcare:

Medicare benefits will change dramatically. More than $500 billion in cuts in the Medicare program, as well as raised and expanded Medicare tax will be used to fund the healthcare reform. In addition, the program will add another $940 billion to the national deficit. There will be no new incentives for primary health care physicians, who get no bureaucratic relief under the current reform bill. That also means longer wait times, more obstacles, and potentially higher specialist cost for consumers. But that’s not all. We will see more taxation as well. Medical device makers will see a new 2.9 percent excise tax, and families earning more than $250,000 per year will have to pay higher Medicare taxes (Drea, 2010).

The bottom line is we need to learn to take care of ourselves and our loved ones without relying on the government to do it for us. If that is not possible due to financial constraints, there is always some form of government assistance available.

Citations

Drea. (2010, March 22). 9 Pros and Cons of the New Health-Care Reform Bill. Retrieved November 26, 2010, from Business Pundit: http://www.businesspundit.com/the-pros-and-cons-of-the-new-health-care-reform-bill/

Johnson, T. (2010, October 15). Excerpt From "The Truth About Getting Sick in America: The Real Problems With Health Care and What We Can Do". Retrieved November 25, 2010, from AARP: http://www.aarp.org/entertainment/books/info-10-2010/excerpt_from_the_truth_about_getting_sick_in_america_the_real_problems_with_health_care_and_what_we_can_do.html

McGroarty, E. (2009, September 15). Private Insurance vs. Government Benefits. Retrieved November 21, 2010, from American Principles Project: http://www.americanprinciplesproject.org/topics/miscellaneous/343-health-insurance-and-government-benefits-101.html

Comments

    0 of 8192 characters used
    Post Comment

    • DebbieSolum profile imageAUTHOR

      DebbieSolum 

      7 years ago from River Falls, WI

      Thanks for the comment, excellent! I used your global warming page as a resource for an essay on global warming for my science class :)

    • Rabid Puma profile image

      Rabid Puma 

      7 years ago from Illinois

      I think that we have a great health care system in terms of actual care and innovation.

      The problems of cost and coverage should be/should have been approached conservatively to avoid upsetting the good parts of our system as much as possible. We should start with things like tort reform, breaking the deathgrip of the AMA, and helping med students through school financially so that they don't require exorbitant salaries to justify their initial investment and expense.

    working

    This website uses cookies

    As a user in the EEA, your approval is needed on a few things. To provide a better website experience, hubpages.com uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

    For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at: https://hubpages.com/privacy-policy#gdpr

    Show Details
    Necessary
    HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
    LoginThis is necessary to sign in to the HubPages Service.
    Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
    AkismetThis is used to detect comment spam. (Privacy Policy)
    HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
    HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
    Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
    CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
    Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the googleapis.com or gstatic.com domains, for performance and efficiency reasons. (Privacy Policy)
    Features
    Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
    Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
    Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
    Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
    Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
    VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
    PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
    Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
    MavenThis supports the Maven widget and search functionality. (Privacy Policy)
    Marketing
    Google AdSenseThis is an ad network. (Privacy Policy)
    Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
    Index ExchangeThis is an ad network. (Privacy Policy)
    SovrnThis is an ad network. (Privacy Policy)
    Facebook AdsThis is an ad network. (Privacy Policy)
    Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
    AppNexusThis is an ad network. (Privacy Policy)
    OpenxThis is an ad network. (Privacy Policy)
    Rubicon ProjectThis is an ad network. (Privacy Policy)
    TripleLiftThis is an ad network. (Privacy Policy)
    Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
    Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
    Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
    Statistics
    Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
    ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
    Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)