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Trump's Plan to Replace Obamacare

Updated on March 11, 2017

There may be some excellent ideas and policy in Trump's universal medical care for the USA, but as of now, I am not sure what they are. What we do know is that Trump will shove it down all Americans. He is keeping some aspects of Obamacare. Good to see some common sense in his brain cells. But, whether the Republican plan will be better is anyone's guess.

I have a problem with the tax credits replacing the direct subsidy. I have a problem with the vague term "access". With Obamacare, a person earning only $20,000 a year can received full coverage in California for $1. This care is via Kaiser The subsidy is $700. So, instead of the person paying this, the government does. Of course, if they earned $45,000, the subsidy would be only $350 or so. But this is directly and immediately felt. If this was a tax credit, exactly how would this work? Tax credits are usually given once a year for tax returns. Is Trump saying that this same person would have to pay the full amount and then at the end of the year be reimbursed with a tax credit? If this is the plan, it is a BAD plan.

If a tax credit is really a different name for subsidy, well, that is fine. But, having a tax credit at the end of the year for medical expenses is very bad. That would mean the person earing just $20,000, would have to pay $700 a month for the care! That is not making their lives any better but worse!

As for access. This is a bogus term really. Having access to healthcare is not the same as having affordable healthcare. Today, with Obamacare, everyone has access to healthcare. Those who refuse can pay the $700 fine at the end of the year. Trump's plan will not provide healthcare any better than the existing one, both allow one to access but will Trump's be any better? Trump's spin on this word seems to be access is healthcare, which is nonsensical. It is just the ability to get it.

Of course, I do like not having to be forced in getting healthcare, it should be MY choice, not someone saying I must or else. I think removing the restrictions about healthcare coverage across state lines is great. Right now, if you get Obamacare in California, it is no good in another state. The healthcare coverage you get MUST be portable across all state lines. Why should one have to sign up again if you move to another state? I really do not think that anyone earning over $150K a year should get any breaks with healthcare. They should pay whatever the market is and not get tax credits.

Not everyone is unhappy with Obamacare. It depends on which state you are in and your income level. In certain states, it is a disaster because the insurance companies "opt" out of providing coverage. I think that is a loophole. These companies should NOT be allowed to opt out if they find it difficult, if they do, they should be penalized a hefty amount because millions depend on them to provide coverage. Right now, they can do so with nothing happening to them! That is why in certain states this has happened, the rates are skyrocketed because only a few insurance companies remain. In states where it is a success, it is a good thing. Many have healthcare that had none before and those who earn a decent living, pay a modest amount per month.

Whether Trump's national healthcare plan will be any better than Obamacare is the big question mark. The transition of it and stopping Obamacare will have to be carefully orchestrated, otherwise, it will be a disaster. So far, Trump has shown his team cannot do this very well.

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    • JON EWALL profile image

      JON EWALL 5 months ago from usa

      Perrya

      Take note on the process that Trump and Congress are going about solving the issue of healthcare in the US.

      2010 Obamacare was approved in the Senate with 51 votes not the required 60 as the rules of the Senate.

      2017 'Trumpcare' is proceeding according to the rules of Congress. Hence, OUR elected officials are having a voice. the process of debate amend and vote is what is happening.

      Exciting as the process is, the House and Senate needs to iron out the final bill. Obama and the Democrats in 2010 fast tracked a bill that 60% of the people objected to.

      The Democrats in both Houses should get in the game, work together and vote their CONSCIOUS aye or nay.

      The last stop, the Presidents desk before the bill will become law!!!!

    • perrya profile image
      Author

      perrya 5 months ago

      Trumpcare will not be answer

    • JON EWALL profile image

      JON EWALL 5 months ago from usa

      Perrya

      Check this out

      BIG STORY THE LIE https://hubpages.com/politics/ObamaDemonizesTheIns... 3/10/10 President Barak Obama Demonizes The Insurance Companies +https://twitter.com/SenateGOP/status/8007463854863... Speaker Pelosi speaks

      1/1/16 Putting an Obamacare Repeal Bill on the President’s Desk http://www.speaker.gov/video/weekly-republican-add... 1/6/16 now on the president’s desk

      12/3/15 Senate approves bill repealing much of ObamaCare https://twitter.com/dcexaminer/status/803456411170... big story TP

      ://thehill.com/policy/healthcare/262071-senate-approves-bill-repealing-much-of-obamacare

      3/13/17 Per CBO score, 24 Million uninsured by 2026 under GOP healthcare bill https://twitter.com/CongressmanRuiz/status/8414417... BIG story 1

      5/10/16 29 Million People are uninsured http://www.thefiscaltimes.com/2016/05/10/Even-Obam... 2026 28M https://twitter.com/USATODAY/status/84146902594322... bii story2

      Trumpcare will it be the answer?

    • perrya profile image
      Author

      perrya 5 months ago

      I think your comments skirted the issues I raised in the post. If the Dems obstruct his plan there is a reason. Already, Trumps plan promises to make the rates much higher for those 50+. Not all of his plan is bad, as I pointed out, but, the Reps should not just follow Trump.

    • JON EWALL profile image

      JON EWALL 5 months ago from usa

      Perrya

      Obamacare has failed, there is a reason why insurance companies drop out. The US government is the largest healthcare provider in the world today. the VA, MEDICAID , MEDICARE and other government programs.

      Obama and Dems did not follow the rules of Congress in passing Obamacare, Pelosi said ' we need to pass the law to find out what's in it '. the bill was not even on the floor when the vote was taken,a violation of the rules. 100 % of Dems voted aye,0% of Repub voted nay.

      The Trump Repub plan is proceeding according to the rules, different committees have presented the bill. NOW Congress is getting into the act, that's how Congress ( we the people )is supposed to work. MSM is distorting the process today. When Obamacare was passed , the media was silent.

      Dems need stop obstructing, they represent the people too. Senator Schumer should and must get in the game to develop what the people need and want. NO BILL Ever passed, made everyone happy in the end.

      President Trump has yet to have a full administration. DEM obstruction is NOT in the countries best position.