- Politics and Social Issues
Why Is Car Insurance Sexist?
If I were at Mcdonalds and saw a women get a number six combo for $4.99 I'd expect to pay the same thing. The same logic applies with just about everything else in life which is why I truly don't understand how car insurance companies can get away with charging more based on sex.
It has always boggled my mind that because I was an unmarried male under the age of twenty-five I was paying insanely high car insurance rates for no reason. The worst part about it is that I have two tickets that are off my record because of driving school, one for speeding when I was sixteen and one for no seatbelt when I was nineteen (ever seen the seatbelts in a 1970 Ventura?). However a women I know close to my age and driving a car very close to mine had several speeding tickets one which almost landed her in jail and she pays a lot less in car insurance than me. My wife is two years younger than me and even now that I've gotten married they told me straight up that we had to put my wife as the main name on the account because we would get a lower rate.When I was younger I had a All-State agent tell me straight up that I can expect to have high insurance until I hit twenty-five no matter what my driving record looks like.
If this kind of thing happened in just about any other aspect of life there would be so many people raising hell it would be unbelievable and there would probably be lawsuits flying around left and right so I'm just not seeing how these insurance companies are getting away with it. Its not like you can choose to go without insurance because if you drive you have to have it. On top of that lets say that it was reversed and female drivers had to pay more, do you think that one second female rights activists would let that slide? I think not.
Essentially my rates were high because of a bunch of boneheads out there that street race and screw around until they get in a wreck. People I don't even know are affecting how much car insurance I pay when if it were based on just my actions the rate would be much lower because my record is spotless. If these car insurance companies are allowed to be sexist what exactly is keeping them from being racist? Whats keeping them from basing your rates on sexual orientation? Hair color? Eye color? I mean hey if they're going to profile why not go for the gold?
More people should take notice of this because right now if your a male under the age of twenty-five your getting screwed out of money and the insurance companies are going to continue to take your money as long as they are allowed to get away with it.