Have you heard the story about the man who refused to prepare for the flood?
When the waters started to rise, his neighbors said, "come with us to safety". The man declined and said,"I'm not afraid, God will protect me. I'll stay".
The waters continued to rise. Looking out his second story window he was spotted by an individual rowing a boat. They offered the man a lift to safety. The man declined, again saying, "God will protect me. I'll stay".
The flooding continued, forcing the man to climb onto his roof. A helicopter spotting the man circled overhead and asked on the speaker, "will you grab a hold of the life line I can drop down to you?". But the man hollered back up, "it's okay, my life is in the hands of God, he will protect me".
And so the waters rose and covered the man's home. He had nothing to hang onto, so he drowned.
Arriving at heaven, he asked God, "why didn't you protect me?" and God said, "I tried, I sent you three choices of survival, but you declined each one".
I believe God's master plan is to see how well we use our resources and care for our neighbours, not to wait for him to protect us once we've exhausted and abused everything.