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I would say so. I can't decipher any difference between the two.
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I think thinking out loud is talking to yourself...I do it all the time, don't worry to much what others think about it, the truth is most people do it.
No, you are not technically, 'talking' to yourself.......until you reply.........When you do, please, be polite.
Most often, for me at least, talking to myself, means scolding myself!
Does it matter? I talk to myself all the time. Intelligent conversation can be a good thing!
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Copyright © 2017 HubPages Inc. and respective owners.