Your's can if you start saving for your future. if we focus on the economy and the Nay sayers we will think the world is doomed. When you have money you do not have to listen to the economy, because you are not in that class. When you have money you can make decisions that others can't make.
The rich do not worry about money, travel, and spending because they have done what others wish they had done. Think about this do an inventory of all the things you got for christmas, or bought and ask yourself how much of that could you have done without? How much money you would've saved if only you had thought it through. I am not saying don;t give but not as much especiall to ourselves.
My grandchildren got so much this Christmas I know it was in the thousands, to me that is crazy, when they need to move. I told their parent that a new home was a great gift but they choose stuff that the kids are now saying they are bored with.
3 kids three thousand dollars a nice saving account for the kids, the new Townhouse and maybe a few dollars left over. What i am saying is we focus on things that are not important, new car, fancy house, designer clothes, and all are worthless, but cash to pay cash for these thing is priceless.
You owe no credit company that rips you off and causes millions of americans to say we are in an economic downfall, when the truth is they could not afford the home in the first place. ( not all but most of them got ripped off by the mortgage company) so in closing in 2012 start to focus on your future and how your money will bring economic success to you and your family.