I'm thinking back on all the Go Fund Me campaigns I've supported, and not one of them was asking for funds in lieu of working.
I've supported people who have been hit with a devastating illness, to help with ongoing medical bills.
I've supported the family of a friend when they learned their new baby was going to have a birth defect that could be helped by in utero surgery.
I've supported a friend of a friend, whose child is transgender, to help send the kid to a more liberal school that was a better fit for him.
I've supported a Syrian refugee whose request to immigrate was stalled.
I've supported a school in a poor neighborhood.
None of these campaigns were started by people who were unemployed. They were just hit with bills that were out of their reach, and asked for help. I've been in that situation, and I got help through private donations from my readers---and, in my case, I wasn't unemployed, but I was also unable to pay a tidal wave of medical bills that came with having cancer. Those donations helped me stay afloat until I could get better.
But, even if there are people using Go Fund Me to avoid working: if they can raise the money, more power to them. It means they have a compelling story, or a supportive tribe. How people choose to give their money is none of my business, so if someone wants to support a friend, or a person with a good story to tell, why shouldn't they?